
461 Withnell Crescent, Oakville
Oakville
$1,392,000
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,850/mo
Estimated from market price-to-rent ratios
Remarks
Thoughtfully renovated, carpet-free 3-bedroom home situated on a generous 55 x 110 ft lot on a quiet, family-friendly crescent in Bronte. The bright main level is designed for everyday living and entertaining, featuring spacious living and dining areas that flow into a stunning renovated kitchen (2024) with quartz countertops, an oversized island, GE Profile gas range, professional-style range hood, beverage fridge and premium stainless-steel appliances. Large, upgraded windows fill the kitchen with abundant natural light. The upper level offers two spacious bedrooms and a beautifully renovated bathroom (2025). The above-grade lower level features a third bedroom, an additional full bathroom and a comfortable family room ideal for entertaining, relaxing or reading. The finished basement provides a generous recreation room, dedicated office area, laundry room with premium LG WashCombo washer/dryer featuring ezDispense, abundant storage and a large crawl space. Recent updates include flooring throughout the upper, main and lower levels (2024-2026), premium appliances (2024), high-efficiency furnace (2021), ERV (2024), upper bathroom (2024), and new fencing (rear 2022; sides 2024). Additional features include 200-amp electrical service, copper wiring, poured concrete foundation, tankless water heater, radon reduction system, whole-home water filtration system, central humidifier, and electronic air cleaner. Step outside to a beautifully landscaped backyard with a large interlock patio, offering the perfect space for outdoor dining, entertaining or relaxing. Located just minutes from top-rated schools, QECC, Bronte Tennis Club, parks, trails, Bronte Village, the waterfront, GO Transit and major highways, this exceptional home combines modern comfort with one of Oakville's most desirable neighbourhoods.
MississaugaInvestor.ca
461 Withnell Crescent
Detached · 3bd/2ba · ~1,750 sqft
$1,392,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.13%
Monthly Cash Flow
-$5,098/mo
Estimated Rent
$3,850/mo
Cash-on-Cash
-20.01%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,850 |
| Mortgage | −$6,407 |
| Property Tax | −$963 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,160 |
| Vacancy (5%) | −$193 |
| Cash Flow | -$5,098/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,200 |
| Vacancy (5%) | −$2,310 |
| Property Tax | −$11,554 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,920 |
| Annual NOI | $15,716 |
| Cap Rate | 1.13% |
Cash Required to Close
| Down Payment (20%) | $278,400 |
| Ontario Land Transfer Tax | $24,315 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $305,715 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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