
449 Pacific Avenue, Toronto W02
Toronto W02
$1,250,000
Cash flow, cap rate & mortgage breakdown
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Listed by EASY LIST REALTY LTD.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,400/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
Visit the REALTOR website for further information about this Listing. A rare opportunity to own a beautifully maintained home in the heart of **The Junction**, one of Toronto's most desirable neighbourhoods where demand and property values continue to grow. Enjoy the perfect balance of city convenience and community charm with major retailers, local boutiques, grocery stores, High Park, parks, schools, community centres, restaurants, cafés, and more just steps from your door. Families will appreciate schools offering French immersion, music, sports, and swimming programs. With a Walk Score of **95**, Transit Score of **76**, and Bike Score of **82**, getting around is effortless. The sun-filled main floor features high ceilings, hardwood floors, a welcoming living room, dining area, convenient powder room, and an updated open-concept kitchen designed for everyday living and entertaining. Upstairs offers three spacious bedrooms, a full bathroom, and generous closet space, making this move-in ready home ideal for families. Step outside to a private backyard with a beautiful perennial wildflower garden, perfect for relaxing, entertaining, or enjoying summer BBQs. The unfinished basement offers endless possibilities to create additional living space, a recreation room, home office, or private suite with a separate rear entrance, allowing you to customize it to suit your lifestyle and budget. This exceptional home combines style, comfort, space, and outstanding future potential. Significant updates include all new electrical wiring and plumbing, along with a roof replaced within the last six years, providing added peace of mind. Offering an unbeatable location, thoughtful updates, and incredible flexibility, this is a rare chance to own a home in one of Toronto's most vibrant and sought-after communities.
MississaugaInvestor.ca
449 Pacific Avenue
Semi-Detached · 3bd/2ba · ~1,300 sqft
$1,250,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.89%
Monthly Cash Flow
-$3,784/mo
Estimated Rent
$4,450/mo
Cash-on-Cash
-16.54%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,450 |
| Mortgage | −$5,754 |
| Property Tax | −$990 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,042 |
| Vacancy (5%) | −$223 |
| Cash Flow | -$3,784/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$53,400 |
| Vacancy (5%) | −$2,670 |
| Property Tax | −$11,875 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,500 |
| Annual NOI | $23,655 |
| Cap Rate | 1.89% |
Cash Required to Close
| Down Payment (20%) | $250,000 |
| Ontario Land Transfer Tax | $21,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $274,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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