
625 Gervais Terrace, Milton
Milton
$878,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT REALTY INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$2,850/mo
Estimated from market price-to-rent ratios
Remarks
Beautifully finished from top to bottom, this highly desirable Hillsview end-unit townhome is loaded with thoughtful updates and tasteful finishes, making it truly move-in ready. Meticulously maintained, this home has been extensively updated, including both bedroom-level bathrooms, a newly finished basement, new windows, a 200-amp electrical panel, updated light fixtures, a new furnace, an Autel Level 2 EV charger, and much more, offering peace of mind for years to come. Designed for both everyday family living and effortless entertaining, the bright, modern kitchen with S/S appliances features a large island overlooking the open-concept living and dining areas, with a walk-out to an oversized deck complete with a sunken hot tub, perfect for entertaining indoors and out. Upstairs, the spacious primary suite boasts a beautiful new spa-like ensuite and a generous walk-in closet, while two additional well-sized bedrooms and an updated 4-piece bathroom provide plenty of space for family or guests. The newly finished basement offers a fantastic recreation room, ideal for cozy movie nights, a playroom, home gym, or hosting friends and family. Situated on a quiet, family-friendly street, this exceptional home is within walking distance to schools, trails, parks, public transit, bus routes, and a wide variety of amenities. Simply move in and enjoy everything this outstanding home has to offer.
MississaugaInvestor.ca
625 Gervais Terrace
Att/Row/Townhouse · 3bd/3ba · ~1,750 sqft
$878,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.61%
Monthly Cash Flow
-$2,862/mo
Estimated Rent
$2,850/mo
Cash-on-Cash
-17.83%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,850 |
| Mortgage | −$4,041 |
| Property Tax | −$571 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$732 |
| Vacancy (5%) | −$143 |
| Cash Flow | -$2,862/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,200 |
| Vacancy (5%) | −$1,710 |
| Property Tax | −$6,848 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,780 |
| Annual NOI | $14,162 |
| Cap Rate | 1.61% |
Cash Required to Close
| Down Payment (20%) | $175,600 |
| Ontario Land Transfer Tax | $14,035 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $192,635 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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