
1431 Whitney Terrace, Milton
Milton
$1,490,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX GOLD REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,950/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this exceptional French Château-inspired residence, perfectly situated on a quiet, family-friendly street in Milton's highly sought-after Ford community. Set on a premium 43-ft wide lot and offering approximately 2,705 sq. ft. of meticulously maintained living space, this elegant home blends timeless architecture with modern sophistication.From its striking curb appeal to its thoughtfully designed interior, every detail showcases quality craftsmanship and pride of ownership. Inside, you'll find soaring 9-ft ceilings, rich maple hardwood flooring, and custom architectural details, including elegant drywall arches that beautifully frame the eat-in kitchen and family room.Designed with both comfort and functionality in mind, the spacious layout offers the perfect balance of open-concept living and defined spaces for everyday family life and entertaining. The main floor features a private den with French doors, a coffered-ceiling dining room, and a bright family room with a cozy gas fireplace.The upgraded Grande Kitchen is the heart of the home, complete with stacked cabinetry, quartz countertops, a designer backsplash, a large centre island, and premium built-in stainless steel appliances.Upstairs, you'll find four generously sized bedrooms and three full bathrooms, including a luxurious primary suite with a spa-inspired ensuite and oversized walk-in closet. A built-in office nook provides the ideal space for working from home or studying.Additional highlights include designer zebra blinds throughout, a freshly sealed driveway, tasteful upgrades inside and out, and exceptional attention to detail.Located in one of Milton's most desirable neighbourhoods, this outstanding home is close to top-rated schools, parks, scenic trails, and everyday amenities. Combining elegant design, premium finishes, a functional family-friendly layout, and an unbeatable location, this property offers the perfect blend of luxury, comfort, and lasting value, Come visit to today!!
MississaugaInvestor.ca
1431 Whitney Terrace
Detached · 4bd/4ba · ~2,750 sqft
$1,490,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.06%
Monthly Cash Flow
-$5,542/mo
Estimated Rent
$3,950/mo
Cash-on-Cash
-20.32%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,950 |
| Mortgage | −$6,858 |
| Property Tax | −$969 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,242 |
| Vacancy (5%) | −$198 |
| Cash Flow | -$5,542/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,400 |
| Vacancy (5%) | −$2,370 |
| Property Tax | −$11,622 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,900 |
| Annual NOI | $15,808 |
| Cap Rate | 1.06% |
Cash Required to Close
| Down Payment (20%) | $298,000 |
| Ontario Land Transfer Tax | $26,275 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $327,275 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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