525 Cavanagh Lane, Milton
Milton
$599,900
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,250/mo
Estimated from market price-to-rent ratios
Remarks
For first-time buyers who have been waiting for the right opportunity to finally get into the market, 525 Cavanagh Lane may be exactly what you have been looking for. This end-unit townhome offers the added privacy and natural light buyers love, along with a practical two-bedroom, two-bathroom layout that makes everyday living simple and comfortable. Whether you need a second bedroom for a home office, a roommate or future family plans, this home gives you flexibility without the maintenance and price tag of a larger detached property.The reality is, your first home is about more than bedrooms, bathrooms and square footage. It is about having a place that is truly yours. A place to host friends, enjoy quiet mornings, build equity and stop watching your rent disappear every month. Located in Milton, this is a great opportunity to put down roots in a growing community and take that important first step into homeownership. End units are always in demand, and homes at this price point do not give buyers many chances to hesitate. If you have been sitting on the sidelines waiting for the right home to come along, this could be the one that finally gets the ball rolling.
MississaugaInvestor.ca
525 Cavanagh Lane
Att/Row/Townhouse · 2bd/2ba · ~1,750 sqft
$599,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.05%
Monthly Cash Flow
-$1,739/mo
Estimated Rent
$2,250/mo
Cash-on-Cash
-15.87%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,250 |
| Mortgage | −$2,761 |
| Property Tax | −$390 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$500 |
| Vacancy (5%) | −$113 |
| Cash Flow | -$1,739/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$27,000 |
| Vacancy (5%) | −$1,350 |
| Property Tax | −$4,679 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,999 |
| Annual NOI | $12,272 |
| Cap Rate | 2.05% |
Cash Required to Close
| Down Payment (20%) | $119,980 |
| Ontario Land Transfer Tax | $8,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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