81 Hagar Avenue, Toronto W03
Toronto W03
$1,088,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX EXPERTS
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
6
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Super Clean & Well Maintained !5 BEDROOM! Semi-Detached Corner Lot Property Situated On A Quiet Cul-De-Sac. A+ Walk Score, Quick Walk To TTC, Banks, Walmart, Etc. The Finished Basement With Separate Entrance Offers Flexible Living Space, And Outside You'll Find A Two-Level Composite Deck Perfect For Family Gatherings, Plus Low-Maintenance Landscaping.
MississaugaInvestor.ca
81 Hagar Avenue
Semi-Detached · 6bd/2ba · ~1,300 sqft
$1,088,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.83%
Monthly Cash Flow
-$2,446/mo
Estimated Rent
$4,795/mo
Cash-on-Cash
-12.29%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,795 |
| Mortgage | −$5,008 |
| Property Tax | −$861 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$907 |
| Vacancy (5%) | −$240 |
| Cash Flow | -$2,446/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$57,540 |
| Vacancy (5%) | −$2,877 |
| Property Tax | −$10,336 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,880 |
| Annual NOI | $30,747 |
| Cap Rate | 2.83% |
Cash Required to Close
| Down Payment (20%) | $217,600 |
| Ontario Land Transfer Tax | $18,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $238,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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