
65 Goldsboro Road, Toronto W05
Toronto W05
$845,000
Cash flow, cap rate & mortgage breakdown
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Listed by PMA BRETHOUR REAL ESTATE CORPORATION INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
3
Days on Market
4
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
Whether you're searching for your first home, more space for a growing family, or a property with outstanding income potential, this one checks every box. Set on a quiet, family-friendly street and backing directly onto Gracedale Park and Gracedale Public School, this home offers the rare combination of privacy, flexibility, and everyday convenience. Situated on a generous 30x120ft lot with approximately 1,976sqft of finished living space, this 3+1 bedroom, 3-bathroom home features a bright and functional layout with hardwood flooring throughout the main living and dining areas, spacious principal rooms, and two kitchens designed to adapt to your lifestyle. Whether you're accommodating extended family, creating a comfortable space for adult children, welcoming long-term guests, or exploring future income possibilities, the finished basement offers outstanding flexibility with its own kitchen, additional bedroom/living room, Dining room, 3-piece bathroom, and two separate entrances! Step outside to your private backyard where Gracedale Park becomes an extension of your home; the perfect setting for children to play, pets to roam, summer barbecues with family and friends, or simply relaxing. Complete with an attached garage and parking for three vehicles, this home delivers the space and versatility today's buyers are looking for. Commuters will appreciate quick access to the Finch West LRT, TTC transit, Highways 400, 401 & 407, while York University, Humber River Hospital, Costco, Walmart, grocery stores, restaurants, community centres, parks, trails, and everyday conveniences are all just minutes away! Whether you're a first-time buyer looking to build equity, a growing family searching for room to grow, a down-sizer seeking the comfort and privacy of a freehold home, or an investor looking for long-term value, this is a rare opportunity to own a home that truly grows with your lifestyle in one of North York's most connected and family-oriented neighbourhoods!
MississaugaInvestor.ca
65 Goldsboro Road
Semi-Detached · 4bd/3ba · ~1,300 sqft
$845,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.85%
Monthly Cash Flow
-$2,590/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-16.77%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$3,889 |
| Property Tax | −$669 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$704 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$2,590/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$8,028 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,450 |
| Annual NOI | $15,592 |
| Cap Rate | 1.85% |
Cash Required to Close
| Down Payment (20%) | $169,000 |
| Ontario Land Transfer Tax | $13,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $185,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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