
44 Indian Road Crescent, Toronto W02
Toronto W02
$1,499,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ULTIMATE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
7
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,550/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 44 Indian Rd Cres, a character-filled sanctuary on a rare, private ravine lot extending to the bottom of the hill in coveted High Park N. Blending timeless architectural charm with thoughtful modern updates, this residence showcases exquisite craftsmanship throughout. A flagstone walkway, majestic birch tree, & perennial gardens frame stunning curb appeal, while the private rear oasis features a covered deck (23') with skylights & privacy screens, plus a shady, secluded deck hidden at the bottom of the garden-surrounded by blooming flora & access to the 1-car garage.The main level is built for effortless entertaining. A formal dining room boasts rich hardwood, a turn-of-the-century chandelier, & slab radiator covers. The light-filled living room features an original wood-burning fireplace & double doors to the deck. The renovated chef's kitchen (07') offers cork flooring, quartz counters, a farmhouse sink, glass backsplash, & premium appliances with an upgraded dishwasher (24'). Accentuated by solid front & back doors (08') & custom windows (13'), comfort is guaranteed year-round with an updated furnace, chimney liner, & water heater (24-25'), plus central AC (10') & roof replaced (19').Upstairs, the primary retreat includes hardwood floors & a W/I closet. A 2nd bedroom with a W/I closet connects via French doors to a flexible 3rd room-ideal as a nursery, study, or standard bedroom. All upstairs rooms feature custom blinds (25'). The fully renovated 4-pc bath (19') offers a deep soaker tub, rain showerhead, niche, & subway tile.The finished lower level (13') maximizes space with a cozy rec room, plush broadloom, pot lights, 3 above-grade windows with custom blinds (22'), extensive custom built-ins, cedar closet, & utility room workbench. A spa-inspired 3-pc bath features heated floors & rain shower beside a stacked LG laundry suite (washer 24').Steps from top schools (Indian Road Crescent Jr PS, Humberside CI), High Park, BWV, & Keele station.
MississaugaInvestor.ca
44 Indian Road Crescent
Detached · 3bd/2ba · ~1,300 sqft
$1,499,900
Cash-Flow Report · August 3, 2026
Cap Rate
0.57%
Monthly Cash Flow
-$6,194/mo
Estimated Rent
$3,550/mo
Cash-on-Cash
-22.56%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,550 |
| Mortgage | −$6,904 |
| Property Tax | −$1,187 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,250 |
| Vacancy (5%) | −$178 |
| Cash Flow | -$6,194/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$42,600 |
| Vacancy (5%) | −$2,130 |
| Property Tax | −$14,249 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,999 |
| Annual NOI | $8,522 |
| Cap Rate | 0.57% |
Cash Required to Close
| Down Payment (20%) | $299,980 |
| Ontario Land Transfer Tax | $26,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $329,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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