4 Pine Ridge Lane, Brampton
Brampton
$1,299,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REALTY SERVICES INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
7
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,900/mo
Estimated from market price-to-rent ratios
Remarks
Nestled on one of Peel Village's most sought-after streets, this exceptional home custom built in 1975 offers an incredible opportunity to create your dream home in prime Peel Village. Situated on 62' x 132' this impressive property boasts over 5000 sq ft of total living space, including approximately 3189 sq ft above grade plus a remarkable 2132 sq ft basement featuring oversized above grade windows that floods the lower level with natural light offering endless possibilities for additional living space or extended family accommodations. step inside to a spacious grand foyer with oak spiral staircase from upper level to basement, main level bedroom/office, family room, living room, dining room and family size kitchen. This homes a large laundry room/furnace area. While the home requires updating and renovations, the size, layout and present location present an outstanding opportunity for renovators, investors or buyers looking to customize a substantial executive home to their own taste. Ideally located close to schools, parks, shopping, transit, highways and every major amenity.
MississaugaInvestor.ca
4 Pine Ridge Lane
Detached · 6bd/4ba · ~3,250 sqft
$1,299,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.08%
Monthly Cash Flow
-$4,805/mo
Estimated Rent
$3,900/mo
Cash-on-Cash
-20.21%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,900 |
| Mortgage | −$5,979 |
| Property Tax | −$1,223 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,083 |
| Vacancy (5%) | −$195 |
| Cash Flow | -$4,805/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,800 |
| Vacancy (5%) | −$2,340 |
| Property Tax | −$14,679 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,990 |
| Annual NOI | $14,091 |
| Cap Rate | 1.08% |
Cash Required to Close
| Down Payment (20%) | $259,800 |
| Ontario Land Transfer Tax | $22,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $285,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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