
4193 Stonemason Crescent, Mississauga
Erin Mills · Investor guide
$899,000
Estimated Value
$991,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE REALTY CENTRE
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
6
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,600/mo
Based on Erin Mills neighbourhood rental data for 3-bed Detached
Remarks
Welcome to Sawmill Valley! Nestled on a quiet, private tree-lined street in a wonderful family-friendly community, this charming detached home offers a spacious and versatile five-level layout with plenty of room to grow. Enjoy Charming curb appeal, a private driveway with parking for two cars, and a tranquil, tree-lined backyard with deck and on a deep 125 foot lot. Inside, the functional floor plan features a kitchen with breakfast area, a dining area overlooking the living room , three bedrooms, primary bedroom with wall to wall closets, two full bathrooms, and a spacious recreation room with fireplace. An additional unfinished lower level provides excellent potential for future living space, a home office, gym, or extra storage. Many of the important updates have already been completed, including the roof (approximately 10 years old), furnace, air conditioning, and hot water tank (approximately 6 years old). All of the rear windows have also been updated. Bring your vision to the remaining cosmetic updates and create a home that truly reflects your style. A fantastic opportunity to live in the heart of Sawmill Valley and make this special home your own!
MississaugaInvestor.ca
4193 Stonemason Crescent
Detached · 3bd/2ba · ~1,300 sqft
$899,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.42%
Monthly Cash Flow
-$2,321/mo
Estimated Rent
$3,600/mo
Cash-on-Cash
-14.12%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,600 |
| Mortgage | −$4,138 |
| Property Tax | −$629 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$749 |
| Vacancy (5%) | −$180 |
| Cash Flow | -$2,321/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,200 |
| Vacancy (5%) | −$2,160 |
| Property Tax | −$7,552 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,990 |
| Annual NOI | $21,798 |
| Cap Rate | 2.42% |
Cash Required to Close
| Down Payment (20%) | $179,800 |
| Ontario Land Transfer Tax | $14,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $197,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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