
21 Pacific Wind Crescent, Brampton
Brampton
$1,049,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX GOLD REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Stunning all-brick, sun-filled 3-bedroom detached home offering incredible income potential with a professionally finished basement featuring a second full kitchen, two bedrooms, and a 3-piece bath with its own separate entrance - perfect for extended family or a rental opportunity. The main floor has been beautifully upgraded with a newly installed garage door entrance into the home, brand new kitchen cabinets, fully upgraded stainless steel appliances, updated hardwood floors throughout the main and upper levels, and stylish upgraded lighting fixtures that bring a fresh, modern feel to every room. Picture yourself in the eat-in kitchen with a walk-out to a gorgeous, fully fenced backyard complete with a newly stained deck - the perfect setting for summer entertaining or quiet evenings at home. Additional peace-of-mind updates include new windows, a new roof, and fresh paint throughout the entire home, making this a true move-in-ready gem. Ideally located just steps from Highway 410 and Trinity Common Mall, with schools, a place of worship, grocery store, recreation center, and hospital all close by, this home checks every box: quality upgrades, income potential, and an unbeatable location. Opportunities like this don't last long!
MississaugaInvestor.ca
21 Pacific Wind Crescent
Detached · 5bd/4ba · ~1,750 sqft
$1,049,900
Cash-Flow Report · August 2, 2026
Cap Rate
2.6%
Monthly Cash Flow
-$2,557/mo
Estimated Rent
$4,595/mo
Cash-on-Cash
-13.31%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,595 |
| Mortgage | −$4,833 |
| Property Tax | −$989 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$875 |
| Vacancy (5%) | −$230 |
| Cash Flow | -$2,557/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,140 |
| Vacancy (5%) | −$2,757 |
| Property Tax | −$11,864 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,499 |
| Annual NOI | $27,320 |
| Cap Rate | 2.6% |
Cash Required to Close
| Down Payment (20%) | $209,980 |
| Ontario Land Transfer Tax | $17,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $230,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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