31 Spicebush Terrace, Brampton
Brampton
$859,999
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REAL ESTATE CENTRE INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
4
Days on Market
12
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
Tastefully updated 3+1 semi-detached home in desirable Credit Valley. Features a spacious, updated kitchen, one-bedroom walkout apartment with 3-piece bath, pot lights throughout, and a master bedroom with 4-piece ensuite and walk-in closet. Close to park, highly ranked elementary and public schools, including St. Roch High School (Regional Centre for the Arts with curriculum in dance, drama, instrumental music, media arts and vocal music). major highways, shopping, and public transportation.
MississaugaInvestor.ca
31 Spicebush Terrace
Semi-Detached · 4bd/4ba · ~1,750 sqft
$859,999
Cash-Flow Report · August 4, 2026
Cap Rate
1.6%
Monthly Cash Flow
-$2,813/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-17.89%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$3,958 |
| Property Tax | −$810 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$717 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$2,813/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$9,718 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,600 |
| Annual NOI | $13,752 |
| Cap Rate | 1.6% |
Cash Required to Close
| Down Payment (20%) | $171,999.8 |
| Ontario Land Transfer Tax | $13,675 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $188,674.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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