
4190 Bishopstoke Lane, Mississauga
Rathwood · Investor guide
$1,189,888
Estimated Value
$804,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by HOME REALTY QUEST CORPORATION
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
2
Days on Market
8
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Based on Rathwood neighbourhood rental data · Verify suite legality with the City of Mississauga
Remarks
This fully renovated raised bungalow offers exceptional craftsmanship, luxurious finishes, and a layout designed for both comfort and functionality. Located in sought after cetntral Mississauga , just minutes to Square One, City Centre, and major amenities.The bright open-concept main level features hardwood and ceramic flooring, pot lights, and oversized windows that fill the home with natural light. The chef-inspired kitchen showcases sleek quartz countertops, stylish cabinetry, and a layout perfect for everyday living and entertaining. With 3+1 spacious bedrooms and 2 beautifully updated bathrooms, the home is ideal for families or multi-generational living.The fully finished lower level offers incredible flexibility with separate entrances (one from the front & one rear), creating excellent potential for a private in-law suite OR potential rental opportunity. Outside, enjoy a professionally landscaped yard with a wraparound concrete walkway and patio designed for easy maintenance and outdoor gatherings. Parking for four vehicles plus a garage provides plenty of space for family and guests. Recent upgrades include a newer roof, windows, and doors, making this home truly move-in ready. Situated in a family-friendly neighbourhood close to top-rated schools, parks, shopping, transit, highways, the upcoming Hurontario LRT, Sheridan College, and U of T Mississauga.
MississaugaInvestor.ca
4190 Bishopstoke Lane
Semi-Detached · 4bd/2ba · ~1,300 sqft
$1,189,888
Cash-Flow Report · July 31, 2026
Cap Rate
2.19%
Monthly Cash Flow
-$3,309/mo
Estimated Rent
$4,440/mo
Cash-on-Cash
-15.2%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,440 |
| Mortgage | −$5,477 |
| Property Tax | −$833 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$992 |
| Vacancy (5%) | −$222 |
| Cash Flow | -$3,309/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$53,280 |
| Vacancy (5%) | −$2,664 |
| Property Tax | −$9,995 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,899 |
| Annual NOI | $26,022 |
| Cap Rate | 2.19% |
Cash Required to Close
| Down Payment (20%) | $237,977.6 |
| Ontario Land Transfer Tax | $20,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $261,250.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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