286 Ellen Davidson Drive, Oakville
Oakville
$930,000
Cash flow, cap rate & mortgage breakdown
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Listed by JDL REALTY INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
4
Bathrooms
3
Days on Market
9
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,600/mo
Estimated from market price-to-rent ratios
Remarks
Priced To Sell! Rare 4-Bedroom Freehold Townhome In Oakville's Prestigious Preserve Community!Welcome to this stunning Mattamy-built freehold townhouse in the highly sought-after Preserve Community of Oakville!This spacious 3-storey home offers approximately 1,952 sq.ft. of thoughtfully designed living space featuring 4 bedrooms and 4 bathrooms. The versatile main-floor bedroom with a private ensuite and walk-in closet is ideal for extended family, guests, a home office, or a growing family.The bright open-concept second level showcases a modern kitchen with upgraded stainless steel appliances, granite countertops, ample cabinetry, and a spacious breakfast area with walkout to a private balcony. The adjoining family room provides the perfect space for entertaining and everyday living.The upper level features a generous primary bedroom complete with a walk-in closet and private ensuite, along with two additional well-sized bedrooms and a full bathroom.Located in one of Oakville's most desirable neighbourhoods, this home is just minutes to top-rated schools, parks, trails, shopping, public transit, Oakville Trafalgar Memorial Hospital, and major highways including the 403, 407 and QEW.Excellent opportunity for both investors and end-users. Property is currently tenanted. Tenant is cooperative and willing to vacate the property for purchasers intending to occupy the home, offering flexibility for both investment and personal use.A perfect blend of comfort, convenience, and value in one of Oakville's fastest-growing communities.
MississaugaInvestor.ca
286 Ellen Davidson Drive
Att/Row/Townhouse · 4bd/3ba · ~1,750 sqft
$930,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.29%
Monthly Cash Flow
-$2,504/mo
Estimated Rent
$3,600/mo
Cash-on-Cash
-14.72%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,600 |
| Mortgage | −$4,281 |
| Property Tax | −$643 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$775 |
| Vacancy (5%) | −$180 |
| Cash Flow | -$2,504/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,200 |
| Vacancy (5%) | −$2,160 |
| Property Tax | −$7,719 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,300 |
| Annual NOI | $21,321 |
| Cap Rate | 2.29% |
Cash Required to Close
| Down Payment (20%) | $186,000 |
| Ontario Land Transfer Tax | $15,075 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $204,075 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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