102 Cumberland Drive, Mississauga
Port Credit · Investor guide
$6,988,000
Estimated Value
$1,671,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
5
Days on Market
10
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$5,250/mo
Based on Port Credit neighbourhood rental data for 6-bed Detached
Remarks
Welcome to a stunning waterfront residence nestled between two yacht clubs along Port Credit's desirable shoreline, offering 50 ft of private shoreline with riparian rights extending ~300 ft into Lake Ontario. This home is designed for luxurious, effortless living, featuring a grand entrance with soaring ceilings and floor-to-ceiling glass that floods the open-concept main floor with natural light. Key highlights include a chef's kitchen with a center island, a spacious main floor office, and a versatile bedroom with an adjacent bath. The primary suite is a private retreat with a marble spa-inspired ensuite and a ~500 sq ft waterfront balcony for breathtaking views. The outdoor oasis boasts a saltwater pool, 8-person hot tub, and a covered 500 sq ft terrace with a professional-grade outdoor kitchen, perfect for summer evenings. With five bedrooms, multiple family spaces, and a fully finished lower level ideal for guests, this property combines luxury, comfort, and exceptional outdoor amenities, all steps from waterfront trails and minutes from the village.
MississaugaInvestor.ca
102 Cumberland Drive
Detached · 6bd/5ba · ~4,250 sqft
$6,988,000
Cash-Flow Report · July 31, 2026
Cap Rate
-1.02%
Monthly Cash Flow
-$38,118/mo
Estimated Rent
$5,250/mo
Cash-on-Cash
-29.29%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,250 |
| Mortgage | −$32,165 |
| Property Tax | −$4,892 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$5,823 |
| Vacancy (5%) | −$263 |
| Cash Flow | -$38,118/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$63,000 |
| Vacancy (5%) | −$3,150 |
| Property Tax | −$58,699 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$69,880 |
| Annual NOI | $-71,429 |
| Cap Rate | -1.02% |
Cash Required to Close
| Down Payment (20%) | $1,397,600 |
| Ontario Land Transfer Tax | $161,175 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $1,561,775 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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