177 Surbray Grove, Mississauga
City Centre · Investor guide
$1,084,900
Estimated Value
$748,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REAL ESTATE CENTRE INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
4
Days on Market
10
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,350/mo
Based on City Centre neighbourhood rental data for 3-bed Detached
Remarks
Beautifully Maintained 3+1 Bdrm Detached Home W/ Double Garage In Desirable Fairview Community. NO CARPET !Spacious & Functional Layout, Open Concept Living/Dining with a Separate Mezennine Family Room.Spacious Kitchen with Quartz Countertops , Double sink W/ Breakfast Area , W/ Wall to Wall Pantry for Added storage, Huge Family Room with Fireplace . Adds Extra Living Space. Second Floor offers 3 spacious bedrooms. Primary Bdrm W/ 4Pc Ensuite & Walk-In Closet. Finished Bsmt W/ 3Pc Bath and kitchenette, with R/I for Wet Bar Meticulously Maintained Perennial Gardens, Double Deck W/ Covered Canopy, Metal Roof ( 2022) . Prime/Convenient Location: Steps To Cooksville GO Station, Mins To Square One Shopping Centre, Theatres, Restaurants, Library, YMCA, Schools, T&T Supermarket, Hwy 403/401/QEW & Hospital. Move-In Ready - Don't Miss This One! List of all upgrades in supplements attached.
MississaugaInvestor.ca
177 Surbray Grove
Detached · 3bd/4ba · ~2,250 sqft
$1,084,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.43%
Monthly Cash Flow
-$3,700/mo
Estimated Rent
$3,350/mo
Cash-on-Cash
-18.64%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,350 |
| Mortgage | −$4,994 |
| Property Tax | −$759 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$904 |
| Vacancy (5%) | −$168 |
| Cash Flow | -$3,700/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,200 |
| Vacancy (5%) | −$2,010 |
| Property Tax | −$9,113 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,849 |
| Annual NOI | $15,528 |
| Cap Rate | 1.43% |
Cash Required to Close
| Down Payment (20%) | $216,980 |
| Ontario Land Transfer Tax | $18,173 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $238,153 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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