
40 Speckled Alder Street, Caledon
Caledon
$1,024,900
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by EXIT REALTY HARE (PEEL)
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
11
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,400/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
This home features a fully finished LEGAL BASEMENT APARTMENT WITH a SEPARATE ENTRANCE & extra parking space! MOVE IN READY! Approx an $80,000 - $100,000 replacement value! Fantastic opportunity to have rental income help you carry your monthly mortgage payments! 4+1 bedroom, 3+1 bathroom home available in Caledon. Freshly painted throughout offering modern finishes & functional design with separate laundry for up and down. Open-concept layout with 9 ft smooth ceilings and upgraded hardwood floors throughout the main level. The stylish kitchen has a centre island that overlooks the living and dining areas, complete with stainless steel appliances & granite countertops. The Upgraded Hardwood staircase leads to the upper level, where you'll find 4 generously sized bedrooms and convenient second floor laundry. The primary bedroom retreat includes a walk-in closet and a private 3-pc ensuite bath with glass enclosure, providing a comfortable and relaxing space to unwind. The fully finished LEGAL basement apartment WITH PERMITS is a standout feature, offering excellent potential for rental income or multi-generational living. With a SEPARATE entrance from the backyard & protective awning, this self-contained unit includes its own ensuite laundry, stainless steel appliances, ceramic flooring, and a well-designed layout for natural light, privacy and convenience. Enjoy a fully fenced yard (pressure treated cedar). Extra parking space with stone interlock parking pad that enhances curb appeal and functionality for visitors or the basement tenant. Opportunity to own a modern home in a growing neighbourhood, ideally located close to a new shopping plaza with New McDonald's, pharmacy and more! Other convenient amenities include schools, parks, and the Mount Pleasant GO Station. This home offers the perfect blend of comfort, style, and accessibility. A fantastic opportunity for homeowners and investors alike - don't miss it!
MississaugaInvestor.ca
40 Speckled Alder Street
Detached · 5bd/4ba · ~1,750 sqft
$1,024,900
Cash-Flow Report · August 1, 2026
Cap Rate
3.27%
Monthly Cash Flow
-$1,927/mo
Estimated Rent
$4,900/mo
Cash-on-Cash
-10.28%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,900 |
| Mortgage | −$4,717 |
| Property Tax | −$786 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$854 |
| Vacancy (5%) | −$245 |
| Cash Flow | -$1,927/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$58,800 |
| Vacancy (5%) | −$2,940 |
| Property Tax | −$9,429 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,249 |
| Annual NOI | $33,482 |
| Cap Rate | 3.27% |
Cash Required to Close
| Down Payment (20%) | $204,980 |
| Ontario Land Transfer Tax | $16,973 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $224,953 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.