401 Willard Avenue, Toronto W02
Toronto W02
$1,350,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by REAL BROKER ONTARIO LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
2
Bathrooms
2
Days on Market
10
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Incredible opportunity for investors and renovators in prime Bloor West Village! This detached family home features nearly 1,400 sq. ft. of above-ground character plus a 630 sq. ft. basement. Easily convert the upstairs second kitchen back into a 3rd bedroom to suit your needs. Features a separate side entrance for a potential in-law or income suite, a main floor sunroom, a front parking pad, and a 2-car garage at the back. Nestled on a quiet, family-friendly street surrounded by top-tier schools. Walk to Jane or Runnymede subway stations, High Park, the Junction, Summerhill Market, and scenic Humber River trails. Bring your vision and unlock this property's massive potential!
MississaugaInvestor.ca
401 Willard Avenue
Detached · 2bd/2ba · ~1,300 sqft
$1,350,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.39%
Monthly Cash Flow
-$4,653/mo
Estimated Rent
$4,190/mo
Cash-on-Cash
-18.83%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,190 |
| Mortgage | −$6,214 |
| Property Tax | −$1,069 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,125 |
| Vacancy (5%) | −$210 |
| Cash Flow | -$4,653/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$50,280 |
| Vacancy (5%) | −$2,514 |
| Property Tax | −$12,825 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,500 |
| Annual NOI | $18,741 |
| Cap Rate | 1.39% |
Cash Required to Close
| Down Payment (20%) | $270,000 |
| Ontario Land Transfer Tax | $23,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $296,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.