
17 Shangrila Terrace, Caledon
Caledon
$1,249,900
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 HERITAGE GROUP LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
14
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,950/mo
Estimated from market price-to-rent ratios
Remarks
This two-storey, 4-bedroom, 4-bathroom home with a finished walkout basement is a real crowd-pleaser. Situated in the Humber Meadows executive subdivision of detached homes, it features landscaped front stairs and a walkway. Boasting 2,356 sq. ft. plus the finished basement, it offers 9 ft ceilings and hardwood floors on the main and upper levels. The family room has a cozy two-sided fireplace shared with the spacious dining room, perfect for entertaining. The bright living room flows into a stylish kitchen with granite counters, stainless steel appliances, a breakfast bar, and a walkout to a deck with breathtaking views. The primary bedroom fits a king-size bed, includes a lovely sitting area, an updated 5-piece ensuite with a soaker tub, heated floors, glass shower, double sinks, and a walk-in closet. The upper-level main bath is also updated with double sinks and heated floors. The deck overlooks the Humber Valley Heritage Trail and forest. The finished basement includes a bedroom with an egress window, and a 3-piece bath. Located within St. Michaels Catholic Secondary and St. John Paul II school districts, this home also features a heated saltwater above-ground pool. Buyer to verify taxes and measurements.
MississaugaInvestor.ca
17 Shangrila Terrace
Detached · 5bd/4ba · ~2,250 sqft
$1,249,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.47%
Monthly Cash Flow
-$4,226/mo
Estimated Rent
$3,950/mo
Cash-on-Cash
-18.48%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,950 |
| Mortgage | −$5,753 |
| Property Tax | −$958 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,042 |
| Vacancy (5%) | −$198 |
| Cash Flow | -$4,226/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,400 |
| Vacancy (5%) | −$2,370 |
| Property Tax | −$11,499 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,499 |
| Annual NOI | $18,332 |
| Cap Rate | 1.47% |
Cash Required to Close
| Down Payment (20%) | $249,980 |
| Ontario Land Transfer Tax | $21,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $274,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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