
PH 4- 39 Stavebank Road, Mississauga
Port Credit · Investor guide
$699,900
Estimated Value
$779,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE REALTY PLUS
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
3
Bathrooms
2
Days on Market
17
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,700/mo
Based on Port Credit neighbourhood rental data for 3-bed Condo Apartment
Remarks
Lake. View. Penthouse. These coveted suites rarely come up for sale. With sweeping views of the Village of Port Credit and Lake Ontario, this spotless and well maintained suite delivers the perfect canvas for you to create your dream home. The open layout is made for full sized furniture and is great for those who love to entertain. Huge eat-in kitchen with pantry and breakfast room. Open concept living space boasts oversized windows providing tons of natural light throughout the day. Walk-out from the dining room to a three season sunroom which flows out to a big balcony with 180 degree views. Spacious king-sized master bedroom with 2-piece ensuite, a very large guest bedroom with double closet plus a sizeable open concept den with closet that easily converts to a 3rd bedroom. A separate laundry room for practical daily living and some extra storage space. Quiet building of professionals and empty nesters with just 4 units per floor and a total of 48 suites. This building perfectly combines a quiet home environment with the vibrant Village of Port Credit offering shopping and restaurants just a 300 metre walk away. Dine out, take a stroll by the Lake or along the Credit River, enjoy a festival in the park, check out the weekly summer farmers market. All amenities are accessible on foot including several grocery options, pharmacies, banks, library and more. With the GO Train just a 3 minute walk away, you can be in downtown Toronto in about 30 minutes for work or play. Very well maintained and managed building offering a heated outdoor saltwater pool, BBQ area, rooftop patio and many gardens to enjoy. Well equipped gym, change rooms with sauna. Have a green thumb? Join other like-minded gardening enthusiast residents for some outdoor time and camaraderie. Friendly residents create a sense of community. One of Port Credits hidden gems. Don't miss it!
MississaugaInvestor.ca
PH 4- 39 Stavebank Road
Condo Apartment · 3bd/2ba · ~1,300 sqft
$699,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.97%
Monthly Cash Flow
-$2,659/mo
Estimated Rent
$2,700/mo
Cash-on-Cash
-20.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,700 |
| Mortgage | −$3,222 |
| Property Tax | −$490 |
| Insurance | −$225 |
| Condo Fee | −$1,287 |
| Vacancy (5%) | −$135 |
| Cash Flow | -$2,659/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$32,400 |
| Vacancy (5%) | −$1,620 |
| Property Tax | −$5,879 |
| Insurance | −$2,700 |
| Condo Fee | −$15,444 |
| Annual NOI | $6,757 |
| Cap Rate | 0.97% |
Cash Required to Close
| Down Payment (20%) | $139,980 |
| Ontario Land Transfer Tax | $10,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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