45 Ridgefield Court, Brampton
Brampton
$749,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by HOMELIFE/MIRACLE REALTY LTD
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
3
Days on Market
19
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,950/mo
Estimated from market price-to-rent ratios
Remarks
A true showstopper on a quiet court in one of Brampton's most sought-after neighborhoods. This meticulously maintained four-bedroom semi-detached home offers the perfect blend of space, natural light, and everyday convenience. Open-concept layout seamlessly connects the kitchen, living, dining, and family areas Bright, spacious rooms designed for modern living and effortless entertaining. Pot lights for a clean, contemporary look. Direct interior access from the garage. The upper level features 4 generous bedrooms flooded with natural light and 2 full bathrooms for comfort and privacy. Spectacular oversized backyard - ideal for gatherings, play, or relaxation. Basement with interior entrance from garage. Quiet court location with minimal through-traffic. Walking distance to transit, plazas, amenities, and banks. Prime Vales of Castlemore area - established, family-friendly, and convenient.
MississaugaInvestor.ca
45 Ridgefield Court
Semi-Detached · 4bd/3ba · ~1,750 sqft
$749,000
Cash-Flow Report · August 1, 2026
Cap Rate
2%
Monthly Cash Flow
-$2,200/mo
Estimated Rent
$2,950/mo
Cash-on-Cash
-16.07%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,950 |
| Mortgage | −$3,448 |
| Property Tax | −$705 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$624 |
| Vacancy (5%) | −$148 |
| Cash Flow | -$2,200/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$35,400 |
| Vacancy (5%) | −$1,770 |
| Property Tax | −$8,464 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,490 |
| Annual NOI | $14,976 |
| Cap Rate | 2% |
Cash Required to Close
| Down Payment (20%) | $149,800 |
| Ontario Land Transfer Tax | $11,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $164,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.