
186 FERNFOREST Drive, Brampton
Brampton
$1,375,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by HOMELIFE/DIAMONDS REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
5
Days on Market
18
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this beautifully maintained detached home, perfectly designed for sophisticated family living and grand-scale entertaining. Nestled in a peaceful setting with premium privacy, this residence features a bright, open-concept layout bathed in natural light. The beautifully remodelled kitchen is a chef's delight, showcasing elegant granite countertops, a premium backsplash, ample cabinetry, and a walkout to your private backyard oasis. The main floor offers an exceptional layout, including a spacious family room, formal living and dining rooms, a dedicated library/office, a convenient laundry room, and direct garage access. An elegant staircase with iron pickets welcomes you to the upper level. There, the primary suite serves as a true retreat with its spa-like 4-piece ensuite and standalone shower. Three of the upper bedrooms feature private full washrooms and custom closet shelving. The fully finished lower level offers outstanding additional living space, complete with a separate entrance, two bedrooms, a full kitchen, a comfortable living area, a full washroom, and a cozy gas fireplace-ideal for an in-law suite or extended family. Major updates provide total peace of mind, including a brand-new furnace (2026), windows (2022), and roof (2019). Perfectly situated minutes from Highway 410, Brampton Civic Hospital, Trinity Common Mall, Blue Oak Park, Fernforest Public School, places of worship, and all key amenities.
MississaugaInvestor.ca
186 FERNFOREST Drive
Detached · 7bd/5ba · ~2,750 sqft
$1,375,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.27%
Monthly Cash Flow
-$3,727/mo
Estimated Rent
$5,545/mo
Cash-on-Cash
-14.81%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,545 |
| Mortgage | −$6,329 |
| Property Tax | −$1,295 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,146 |
| Vacancy (5%) | −$277 |
| Cash Flow | -$3,727/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$66,540 |
| Vacancy (5%) | −$3,327 |
| Property Tax | −$15,537 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,750 |
| Annual NOI | $31,226 |
| Cap Rate | 2.27% |
Cash Required to Close
| Down Payment (20%) | $275,000 |
| Ontario Land Transfer Tax | $23,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $301,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.