603- 20 Mcfarlane Drive, Halton Hills
Halton Hills
$499,900
Cash flow, cap rate & mortgage breakdown
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Listed by REALTY EXECUTIVES PLUS LTD
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
1
Bathrooms
2
Days on Market
22
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,700/mo
Estimated from market price-to-rent ratios
Remarks
Great location, in a Cul de sac street, very quiet and well managed building, occupied by mostly mature retired seniors and professional owners, the unit features laminate floors, renovated kitchen, floor to ceiling windows, one full ensuite bath plus a 2pc powder room by the entry, very rare to have 1.5 bath in a 1 bedroom condo. Large balcony overlooks wooded ravine and greenbelt area with walking trails, feels like cottage type living yet close to all major amenities, shopping, Walmart, Drug Stores, easy access to highways, schools, complex offers indoor pool, 1 underground parking, 1 locker, sauna, library, exercise room, game/hobby room maint fees include Bell Fibe TV and high speed Internet
MississaugaInvestor.ca
603- 20 Mcfarlane Drive
Condo Apartment · 1bd/2ba · ~850 sqft
$499,900
Cash-Flow Report · August 3, 2026
Cap Rate
0.8%
Monthly Cash Flow
-$1,968/mo
Estimated Rent
$1,700/mo
Cash-on-Cash
-21.58%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,700 |
| Mortgage | −$2,301 |
| Property Tax | −$354 |
| Insurance | −$225 |
| Condo Fee | −$703 |
| Vacancy (5%) | −$85 |
| Cash Flow | -$1,968/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$20,400 |
| Vacancy (5%) | −$1,020 |
| Property Tax | −$4,249 |
| Insurance | −$2,700 |
| Condo Fee | −$8,436 |
| Annual NOI | $3,995 |
| Cap Rate | 0.8% |
Cash Required to Close
| Down Payment (20%) | $99,980 |
| Ontario Land Transfer Tax | $6,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $109,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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