
22 Mccullough Crescent, Halton Hills
Halton Hills
$1,025,000
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage Real Estate Associates
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
21
Price Drop
2%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this stunning 2-storey detached home in Georgetown's sought-after Trafalgar Country neighbourhood, where thoughtful updates, inviting living spaces & a family-friendly setting come together. A beautiful paving stone walkway & landscaped gardens create exceptional curb appeal, leading to a welcoming front foyer with custom built-in bench seating & shelving. The recently renovated (2022) bright, open-concept main floor showcases soaring 16-foot ceiling & dramatic two-storey windows in the dining area, filling the space with an abundance of natural light. The cozy living room is the perfect place to unwind, featuring a gas fireplace & a large picture window overlooking the backyard. The beautifully renovated kitchen (2022) is both stylish & functional, complete with quartz countertops, a centre island featuring a double sink, tile backsplash and stainless steel appliances. An updated 2-pc powder room (2022) completes the main floor. The upper level offers three good size bedrooms & a 4-pc semi-ensuite bathroom; featuring upgraded carpet on the staircases & second floor hallway (2021). Unwind in a private fenced backyard with beautiful paving stone patio, gazebo, a play set, fire pit area, storage shed & plenty of green space for children & pets to enjoy. The finished basement offers a spacious rec room & an office area with under-stair storage, creating additional living space for the perfect work-life balance. Additional updates include new windows (2021), new dual shade window blinds on the main floor windows (2023), new basement flooring (2020), a new air conditioner (2024), re-shingled roof (2021) & a refinished 2-car driveway (2024). Ideally located close to excellent schools, shopping, parks & scenic nature trails, this wonderful home offers the perfect blend of comfort, convenience, and lifestyle in Georgetown.
MississaugaInvestor.ca
22 Mccullough Crescent
Detached · 3bd/2ba · ~1,300 sqft
$1,025,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.39%
Monthly Cash Flow
-$3,531/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-18.83%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$4,718 |
| Property Tax | −$726 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$854 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$3,531/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$8,713 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,250 |
| Annual NOI | $14,247 |
| Cap Rate | 1.39% |
Cash Required to Close
| Down Payment (20%) | $205,000 |
| Ontario Land Transfer Tax | $16,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $224,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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