
75 Cynthia Road, Toronto W03
Toronto W03
$959,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REAL ESTATE CENTRE INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
22
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,300/mo
Estimated from market price-to-rent ratios
Remarks
Tucked away in a quiet pocket of Rockcliffe-Smythe, this is one of those rare communities where people don't just move in - they put down roots. Surrounded by multi-million-dollar homes where owners have chosen to rebuild, renovate, and invest for the future, this neighbourhood reflects the long-term value, pride of ownership, and sense of community that make Toronto living so desirable.From the moment you arrive, this home offers a sense of privacy and ease. A private driveway and newly built detached double garage (2018) provide exceptional convenience, while the backyard extends the living space outdoors with a generous deck, concrete patio, and beautifully layered green space - perfect for entertaining, relaxing, and enjoying every season. Inside, this beautifully maintained 2+2 bedroom bungalow offers the flexibility today's buyers are looking for. The main level features a bright and inviting living space with a large bay window that fills the home with natural light, complemented by rich hardwood floors and a functional layout designed for everyday living. The lower level expands the possibilities with two additional bedrooms, a spacious recreation area, and a full kitchen - ideal for multi-generational living, extended family, a private guest space, or a flexible setup that adapts to your lifestyle. Beyond the home, the location truly shines. Nestled on a quiet cul-de-sac yet minutes from the upcoming Eglinton Crosstown LRT, this neighbourhood offers the perfect balance of peaceful residential living and city connectivity. Enjoy Scarlett Woods Golf Course, Humber River trails, parks, local amenities, and easy access to Downtown Toronto, major highways, and Pearson Airport. More than a home, this is an opportunity to become part of a neighbourhood that continues to grow in value and appeal - a place where you can settle in, make memories, and truly feel at home.
MississaugaInvestor.ca
75 Cynthia Road
Detached · 4bd/2ba · ~900 sqft
$959,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.69%
Monthly Cash Flow
-$3,062/mo
Estimated Rent
$3,300/mo
Cash-on-Cash
-17.46%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,300 |
| Mortgage | −$4,414 |
| Property Tax | −$759 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$799 |
| Vacancy (5%) | −$165 |
| Cash Flow | -$3,062/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,600 |
| Vacancy (5%) | −$1,980 |
| Property Tax | −$9,111 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,590 |
| Annual NOI | $16,219 |
| Cap Rate | 1.69% |
Cash Required to Close
| Down Payment (20%) | $191,800 |
| Ontario Land Transfer Tax | $15,655 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $210,455 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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