
78 West River Street, Oakville
Oakville
$1,899,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
32
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$5,100/mo
Estimated from market price-to-rent ratios
Remarks
Prime Location South of Lakeshore in the Village overlooking the Bronte Harbour Yacht Club! No neighbours behind you and no neighbours in front of you! Tucked into one of Oakville's most desirable waterfront neighbourhoods, 78 West River Street offers a rare opportunity to own a custom home with 5 beds, 4 baths and over 4,250 sq. ft. of finished living space on a beautifully treed lot with picturesque views. Brimming with character and charm, this unique property presents the perfect opportunity to move in and enjoy, renovate further, or completely reimagine to suit your vision. Just steps from Lake Ontario, the marina, Bronte Creek, parks, scenic trails, and the vibrant downtown waterfront, this coveted location offers an exceptional lifestyle blending nature, recreation, and convenience. Inside, soaring ceiling heights and many original architectural details create a sense of grandeur and timeless character throughout the home. The generous layout features spacious principal rooms, and a private backyard retreat complete with a on ground pool and expansive two-level deck - ideal for relaxing or entertaining. The home also features two spacious balconies, a large primary suite with walk-through closets, and an ensuite overlooking the yachts in the harbour. The bonus upper-level loft offers a unique opportunity for an additional bedroom, home office, studio, or peaceful zen retreat. Whatever you envision: this property has incredible architectural interest and offers endless potential in an extraordinary lakeside setting. An exceptional offering in a premier waterfront neighbourhood where lifestyle, location, and an abundance of nature, mature trees and walkability are offered. Close to QEW, Bronte Beach Park, Bronte Harbour, Downtown Oakville, trails, shopping and amenities. RARE OPPORTUNITY and True potential in a coveted location!
MississaugaInvestor.ca
78 West River Street
Detached · 5bd/4ba · ~3,250 sqft
$1,899,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.09%
Monthly Cash Flow
-$7,022/mo
Estimated Rent
$5,100/mo
Cash-on-Cash
-20.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,100 |
| Mortgage | −$8,745 |
| Property Tax | −$1,314 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,583 |
| Vacancy (5%) | −$255 |
| Cash Flow | -$7,022/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$61,200 |
| Vacancy (5%) | −$3,060 |
| Property Tax | −$15,769 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$18,999 |
| Annual NOI | $20,672 |
| Cap Rate | 1.09% |
Cash Required to Close
| Down Payment (20%) | $379,980 |
| Ontario Land Transfer Tax | $34,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $417,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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