
1148 Barclay Circle, Milton
Milton
$1,022,000
Cash flow, cap rate & mortgage breakdown
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Listed by FOREST HILL REAL ESTATE INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
32
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,400/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
DON'T MISS THIS this beautifully UPDATED Mattamy-built "Poddington" model located on a quiet tree-lined street in Milton's favorite Derry/Thompson neighborhood. Siding onto a charming parkette with mature trees, this exceptional home offers privacy and serenity. (No neighbors on one side). A welcoming covered front porch opens to a foyer leading to the thoughtfully designed interior. The bright formal Living and Dining rooms feature soaring 9-foot ceilings, elegant archways and an abundance of natural light. The heart of the home is the spacious open-concept Family room complete with transom windows, a cozy gas fireplace and picturesque backyard views. This room flows seamlessly to the stylish new kitchen and breakfast nook making it ideal for family gatherings. Upstairs, you'll find three generously sized bedrooms, including a spacious primary retreat with a stunning renovated spa-inspired five-piece ensuite and an expansive custom closet. Recent improvements (June 2026) include all-new main floor flooring, fresh paint Zebra blinds throughout, new elegant Kitchen in a fashionable modern palette. The unfinished basement (has been framed), provides a blank canvas, offering endless possibilities to create additional living space tailored to your family's needs. Ideally located in close proximity to excellent parks, schools, trails, and highways. This gem won't last! Make this lovely home yours!
MississaugaInvestor.ca
1148 Barclay Circle
Detached · 3bd/3ba · ~1,750 sqft
$1,022,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.75%
Monthly Cash Flow
-$2,360/mo
Estimated Rent
$4,300/mo
Cash-on-Cash
-12.63%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,300 |
| Mortgage | −$4,704 |
| Property Tax | −$664 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$852 |
| Vacancy (5%) | −$215 |
| Cash Flow | -$2,360/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$51,600 |
| Vacancy (5%) | −$2,580 |
| Property Tax | −$7,972 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,220 |
| Annual NOI | $28,128 |
| Cap Rate | 2.75% |
Cash Required to Close
| Down Payment (20%) | $204,400 |
| Ontario Land Transfer Tax | $16,915 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $224,315 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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