
12 Bramfield Street, Brampton
Brampton
$849,000
Cash flow, cap rate & mortgage breakdown
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Listed by UPSTATE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
32
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,700/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
This stunning detached home offers an impressive layout with a total of 4+2 spacious bedrooms and 4 bathrooms, ensuring ample space and privacy for families. Additionally, the property features a LEGAL BASEMENT APARTMENT with 2 bedrooms, providing an excellent opportunity for rental income, extended family living, or simply extra space for your needs. Separate laundry. Constructed entirely with brick, the home exudes durability and timeless appeal. As you enter the property, you are greeted by separate living and dining areas, creating a sense of openness and versatility. These rooms are perfect for entertaining guests or enjoying quiet family meals. The family room is also thoughtfully designed, offering a cozy yet expansive area where family members can gather and relax. Throughout the home, the beauty of hardwood floors is evident, contributing to a warm, welcoming atmosphere. The heart of the home lies in the upgraded modern kitchen, which boasts an elegant and functional design. Featuring stunning quartz countertops, the kitchen offers both style and durability, making meal preparation a pleasure. Stainless steel appliances further elevate the space, ensuring that this kitchen is as practical as it is beautiful. The backsplash adds an extra touch of modern sophistication, completing the look of this culinary haven. The four generously-sized bedrooms on the second floor are designed with comfort and convenience in mind. Each bedroom is equipped with hardwood floors and ample closet space, providing plenty of room for storage and personalization. All windows and exterior doors are replaced. The layout ensures that every member of the household can enjoy their own space, with the flexibility to design each room to suit their individual needs and preferences. It is in close proximity to Cassie Campbell School, Go station, bus stops, amenities, grocery store.
MississaugaInvestor.ca
12 Bramfield Street
Detached · 6bd/4ba · ~2,250 sqft
$849,000
Cash-Flow Report · July 31, 2026
Cap Rate
4.06%
Monthly Cash Flow
-$1,034/mo
Estimated Rent
$4,850/mo
Cash-on-Cash
-6.66%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,850 |
| Mortgage | −$3,908 |
| Property Tax | −$800 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$243 |
| Cash Flow | -$1,034/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$58,200 |
| Vacancy (5%) | −$2,910 |
| Property Tax | −$9,594 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,490 |
| Annual NOI | $34,506 |
| Cap Rate | 4.06% |
Cash Required to Close
| Down Payment (20%) | $169,800 |
| Ontario Land Transfer Tax | $13,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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