
3092 Shannon Crescent, Oakville
Oakville
$1,512,777
Cash flow, cap rate & mortgage breakdown
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Listed by SUTTON GROUP QUANTUM REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
35
Price Drop
4%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$4,650/mo
Estimated from market price-to-rent ratios
Remarks
Finally! A renovated 4 bed, 2.5 bath Detached in one of Bronte Harbour's few adjacent little pockets, the quintessential 'lifestyle' location. Bringing me to the top 7 reasons to pick this home: 1. A lifestyle location means your kids grow up walking Bronte Creek trail to the beach park, spending their time in nature when they aren't playing soccer or baseball at the local Westbrook Park; regularly using your bikes instead of a car. 2. Open concept custom kitchen: elegant white cabinetry with the trendy accent island, caesarstone counters, matching tile backsplash, upgraded ceramic floor tiles, crown mouldings, pot lights, s/s appliances, and the gorgeous wall-mounted rangehood with elegant wood chimney as the centrepiece. 3. The essential 2 full bathrooms on the 2nd floor means the primary bedrooms gets its own private ensuite with heated floors and steam-shower functionality. 4. Pie shaped lot features a 88 ft back property line giving you lots of space and privacy. 5. Shannon crescent is a quiet road with only-local traffic; the quintessential family road where kids can play, and there is a sense of community. 6. The 15ft (1.5) garage means you can park a car and have storage, and features a 240v plug for charging an EV. 7. 100% move-in-ready featuring hardwood flooring, with matching stairs and banisters, wainscoting, modern paint tones, upgraded light fixtures and pot lights, crown mouldings, gorgeous stone accent wall in the family room with gas fireplace and wood mantle. High quality renovations of both full bathrooms featuring newer vanities, tile, tubs, toilets, sinks and faucets. Prof finished basement has lots of rec space, and storage. The landscaping features sprinklers, interlock, mature trees and pergola. Bonus 8th reason would be the excellent build quality of 1992 featuring copper plumbing and electrical, and the modern poured concrete foundation; roof 2024. Great peace of mind that you can just move in and enjoy! Very rare opportunity!
MississaugaInvestor.ca
3092 Shannon Crescent
Detached · 5bd/3ba · ~2,250 sqft
$1,512,777
Cash-Flow Report · July 31, 2026
Cap Rate
1.5%
Monthly Cash Flow
-$5,078/mo
Estimated Rent
$4,650/mo
Cash-on-Cash
-18.34%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,650 |
| Mortgage | −$6,963 |
| Property Tax | −$1,046 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,261 |
| Vacancy (5%) | −$233 |
| Cash Flow | -$5,078/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,800 |
| Vacancy (5%) | −$2,790 |
| Property Tax | −$12,556 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$15,128 |
| Annual NOI | $22,626 |
| Cap Rate | 1.5% |
Cash Required to Close
| Down Payment (20%) | $302,555.4 |
| Ontario Land Transfer Tax | $26,731 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $332,286.4 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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