
1338 Chalfield Drive, Oakville
Oakville
$1,964,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
42
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$5,150/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this exceptional Georgian-style family home, lovingly maintained by its original owner for 39 years and beautifully renovated within the past 12 months. Offering approximately 3,000 sq. ft. above ground of thoughtfully designed living space, this move-in-ready residence combines timeless charm and modern upgrades in one of East Oakville's most sought-after family-friendly neighbourhoods, Clearview.Featuring 4 spacious bedrooms, a finished basement, and outstanding curb appeal, this home has been meticulously updated with a stunning renovated kitchen, stylish new flooring throughout, and beautifully renovated bathrooms. An upgraded roof adds further peace of mind, allowing buyers to simply move in and enjoy. The elegant Georgian exterior creates a lasting first impression, while the interior showcases pride of ownership at every turn.Designed for family living, the home offers generous principal rooms, functional living spaces, and a warm, welcoming atmosphere.Perfectly located for commuters, minutes from QEW/403, for quick access and easy drive into the city. Families will especially appreciate having one of Oakville's top-rated elementary schools James Hill just steps away at the end of the street, and also St.Luke Catholic School just along the street on Kingsway.A rare opportunity (offered for the first time by original owners) to own a meticulously cared-for home with extensive recent renovations, timeless character, and an unbeatable family-friendly location. This is the one you've been waiting for.
MississaugaInvestor.ca
1338 Chalfield Drive
Detached · 5bd/4ba · ~2,750 sqft
$1,964,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.02%
Monthly Cash Flow
-$7,368/mo
Estimated Rent
$5,150/mo
Cash-on-Cash
-20.49%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,150 |
| Mortgage | −$9,040 |
| Property Tax | −$1,358 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,637 |
| Vacancy (5%) | −$258 |
| Cash Flow | -$7,368/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$61,800 |
| Vacancy (5%) | −$3,090 |
| Property Tax | −$16,301 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,640 |
| Annual NOI | $20,069 |
| Cap Rate | 1.02% |
Cash Required to Close
| Down Payment (20%) | $392,800 |
| Ontario Land Transfer Tax | $35,755 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $431,555 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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