
5595 25 Side Road, Milton
Milton
$1,699,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE MEADOWTOWNE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
42
Price Drop
6%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
This majestic 1832 Century Stone Farmhouse, set on a private and picturesque 10-acre property is ideal for families seeking space, comfort, and a connection to nature. With more than 3,442 sq ft living space, this treasured home blends 1800 century charm with thoughtful modern updates. The warm, inviting interior features soaring ceilings, open hearth wood-burning fireplaces, deep window sills and other preserved original details. The versatile and sprawling main floor provides a flexible layout to support extended family and an in-law suite. The recently renovated kitchen showcases a striking stone wall with timber beam accents, stone countertops, hardwood flooring, a vintage-style Elmira Stove, and a centre island with breakfast bar. Separate family, living and dining rooms provide ample space for both everyday living and special occasions. The formal dining room currently serves as a main-floor primary bedroom, complete with a walk-in closet/office. The 2nd dining room has ample space for a harvest table. Currently used as a gym provides oversized windows, a striking stone wall and a walkout to the garden. More conveniences include an enclosed sunroom, a mudroom with access to the 2 car garage, main-floor laundry, and a stately wood staircase to the 2nd floor bedrooms and 4th bathroom. The 2019 energy-efficient heat pump provides heat and air conditioning, R50 attic insulation and updated shingles. Enjoy an organic vegetable garden and gently rolling open fields that are perfect for exploring and pasture. The barn and chicken coop are ideal for horses, animals or additional storage. An attached two-car garage offers ample space for cars, motorbikes, outdoor gear and more. The generous driveway and laneway provide plenty of room for parking cars, equipment and campers. Located on a paved road just minutes to Town convenience, schools, churches, Blue Springs Golf Club and GO service offering the perfect blend of country living.
MississaugaInvestor.ca
5595 25 Side Road
Detached · 4bd/4ba · ~3,250 sqft
$1,699,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.64%
Monthly Cash Flow
-$5,498/mo
Estimated Rent
$5,340/mo
Cash-on-Cash
-17.67%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,340 |
| Mortgage | −$7,824 |
| Property Tax | −$1,105 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,417 |
| Vacancy (5%) | −$267 |
| Cash Flow | -$5,498/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$64,080 |
| Vacancy (5%) | −$3,204 |
| Property Tax | −$13,259 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$16,999 |
| Annual NOI | $27,918 |
| Cap Rate | 1.64% |
Cash Required to Close
| Down Payment (20%) | $339,980 |
| Ontario Land Transfer Tax | $30,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $373,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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