
2492 Finch Avenue, Toronto W05
Toronto W05
$825,000
Cash flow, cap rate & mortgage breakdown
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Listed by CUSHMAN & WAKEFIELD
Investment Analysis
Key Facts
Type
Duplex
Bedrooms
5
Bathrooms
3
Days on Market
42
Price Drop
2%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
Estimated per-unit rents for duplex based on GTA rental market data
Remarks
ATTENTION BUILDERS, CONTRACTORS, INVESTORS and RENOVATORS! Exceptional opportunity in Toronto's northwest corridor. This semi detached bungalow duplex offers 2 self contained units with a separate entrance, featuring 3 bedrooms, 1 bathroom and kitchen above grade, plus a finished basement apartment with 2 bedrooms, 1.5 bathrooms and kitchen. Solid brick Exterior, New fenced yard, and 1 car garage parking (1 of the garage stalls been converted to a bedroom but can converted back to 2-car garage). Strong value add potential for investors, end users, or renovators seeking to customize and reposition the property. Ideal for income generation or multi generational living. Located directly along the Finch West LRT corridor, with the Duncanwoods stop steps from the property, offering convenient connectivity to Finch West Station and surrounding transit network. Close to Yorkgate Mall, grocery stores, parks, schools, libraries, and major routes including Highways 400 & 401, with short drives to Woodbine Casino and YYZ Airport. Property is vacant and being sold in "as is, where is" condition with no representations or warranties.
MississaugaInvestor.ca
2492 Finch Avenue
Duplex · 5bd/3ba · ~900 sqft
$825,000
Cash-Flow Report · July 31, 2026
Cap Rate
4.08%
Monthly Cash Flow
-$993/mo
Estimated Rent
$4,600/mo
Cash-on-Cash
-6.58%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,600 |
| Mortgage | −$3,797 |
| Property Tax | −$653 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$688 |
| Vacancy (5%) | −$230 |
| Cash Flow | -$993/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,200 |
| Vacancy (5%) | −$2,760 |
| Property Tax | −$7,838 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,250 |
| Annual NOI | $33,652 |
| Cap Rate | 4.08% |
Cash Required to Close
| Down Payment (20%) | $165,000 |
| Ontario Land Transfer Tax | $12,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $180,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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