3123 Stornoway Circle, Oakville
Oakville
$738,888
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE ASSOCIATES REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
45
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,600/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 3123 Stornoway Circle, Oakville - a bright and sun-filled FREEHOLD TOWNHOUSE. This well-maintained home features 2 bedrooms, 2 bathrooms and a spacious open-concept layout with large windows that fill the space with natural light. The upgraded kitchen offers elegant stone countertops, a convenient breakfast bar, and seamless flow into the living and dining areas with a clean and spacious deck with unobstructed views. Ideally located close to public transit, major highways including the QEW and 407, schools, scenic trails, Oakville Trafalgar Memorial Hospital, and nearby fire and paramedic services. Whether you're a first-time home buyer, downsizer, or investor, this property presents an exceptional opportunity in Oakville. An amazing starter home or investment opportunity-don't miss your chance to make it yours!
MississaugaInvestor.ca
3123 Stornoway Circle
Att/Row/Townhouse · 2bd/2ba · ~900 sqft
$738,888
Cash-Flow Report · July 31, 2026
Cap Rate
1.82%
Monthly Cash Flow
-$2,283/mo
Estimated Rent
$2,600/mo
Cash-on-Cash
-16.91%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,600 |
| Mortgage | −$3,401 |
| Property Tax | −$511 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$616 |
| Vacancy (5%) | −$130 |
| Cash Flow | -$2,283/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,200 |
| Vacancy (5%) | −$1,560 |
| Property Tax | −$6,133 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,389 |
| Annual NOI | $13,418 |
| Cap Rate | 1.82% |
Cash Required to Close
| Down Payment (20%) | $147,777.6 |
| Ontario Land Transfer Tax | $11,253 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $162,030.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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