656 Holly Avenue, Milton
Milton
$820,000
Cash flow, cap rate & mortgage breakdown
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Listed by BAY STREET GROUP INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
50
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,800/mo
Estimated from market price-to-rent ratios
Remarks
Stunning 3-Storey Freehold Townhome in Milton's Sought-After Coates Community! This Bright & Spacious Home Offers an Open Concept Kitchen with Granite Countertops, Stainless Steel Appliances & Walk-Out to Private Deck. Hardwood Floors Throughout. Generous Living Room & Separate Office Space on the Main Living Level. Ground Floor Family Room with Fireplace - Perfect for Entertaining. Oversized Primary Bedroom Features Walk-In Closet & Private Ensuite. Two Additional Bedrooms Complete the Upper Level. Enjoy Your Own Rooftop Terrace Above the Garage - Rare Outdoor Space! Built-In Garage with Inside Access. Ensuite Laundry. Low Maintenance Living Steps to Parks, Trails & Shopping. Minutes to Milton GO Station & Highway 401. A Must See! Photos Before Tenancy
MississaugaInvestor.ca
656 Holly Avenue
Att/Row/Townhouse · 3bd/3ba · ~1,300 sqft
$820,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.78%
Monthly Cash Flow
-$2,555/mo
Estimated Rent
$2,800/mo
Cash-on-Cash
-17.05%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,800 |
| Mortgage | −$3,774 |
| Property Tax | −$533 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$683 |
| Vacancy (5%) | −$140 |
| Cash Flow | -$2,555/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,600 |
| Vacancy (5%) | −$1,680 |
| Property Tax | −$6,396 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,200 |
| Annual NOI | $14,624 |
| Cap Rate | 1.78% |
Cash Required to Close
| Down Payment (20%) | $164,000 |
| Ontario Land Transfer Tax | $12,875 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $179,875 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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