
87 Philosopher's Trail, Brampton
Brampton
$975,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK CHAY REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
4
Days on Market
61
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome To 87 Philosophers Trail In Brampton's Highly Desirable Professor's Lake Community! This Beautifully Maintained Home Offers The Perfect Blend Of Space, Privacy, Lifestyle, And Flexibility For Today's Growing Family.Featuring A Separate Side Entrance, Finished Walkout Basement With Wet Bar, And Convenient Access To The Laundry/Mudroom, This Well-Designed Layout Offers Incredible Potential For Multi-Generational Living, Extended Family, Guests, Or Additional Living Space.The Main Level Showcases A Beautifully Updated Kitchen, Renovated Bathrooms, Spacious Principal Rooms, And A Sun-Filled Family Room With Walkout To A Sundeck Offering Seasonal Views Of Professor's Lake. Thoughtfully Designed For Everyday Living And Entertaining, This Home Provides Plenty Of Room For Families To Gather, Grow, And Create Lasting Memories.Step Outside To Your Own Private Backyard Oasis Featuring A Stunning Saltwater Inground Pool, Mature Landscaping, And Exceptional Privacy With No Neighbour On One Side. Whether You're Hosting Summer Gatherings Or Enjoying A Quiet Evening Outdoors, This Backyard Was Made To Be Enjoyed.Located Just Steps To Professor's Lake, Beaches, Walking Trails, Parks, Recreation Facilities, Schools, And Everyday Amenities, This Established Family-Friendly Neighbourhood Continues To Be One Of Brampton's Most Sought-After Communities.Thoughtfully Updated Throughout Including Windows (2010), Basement Bathroom (2013), Furnace & A/C (2015), Kitchen (2016), Saltwater Pool System, Liner, Heater & Fence (2017), Roof (2018), Primary Bathroom (2019), Upper Bathroom (2023), And Retaining Wall (2025). Freshly Sealed Driveway (2026) Move-In Ready And Meticulously Maintained, This Is A Rare Opportunity To Own A Home That Perfectly Combines Character, Modern Updates, Flexible Living Space, And Resort-Style Outdoor Living In One Of Brampton's Premier Neighbourhoods.
MississaugaInvestor.ca
87 Philosopher's Trail
Detached · 3bd/4ba · ~1,750 sqft
$975,000
Cash-Flow Report · August 2, 2026
Cap Rate
2.2%
Monthly Cash Flow
-$2,701/mo
Estimated Rent
$3,940/mo
Cash-on-Cash
-15.15%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,940 |
| Mortgage | −$4,488 |
| Property Tax | −$918 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$813 |
| Vacancy (5%) | −$197 |
| Cash Flow | -$2,701/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,280 |
| Vacancy (5%) | −$2,364 |
| Property Tax | −$11,018 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,750 |
| Annual NOI | $21,448 |
| Cap Rate | 2.2% |
Cash Required to Close
| Down Payment (20%) | $195,000 |
| Ontario Land Transfer Tax | $15,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $213,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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