
155 Saddletree Trail, Brampton
Brampton
$725,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE CREDIT VALLEY REAL ESTATE
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
2
Days on Market
63
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,400/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
This charming 2-storey semi-detached home, minutes to schools offers comfortable family living with 3 spacious bedrooms and 1.5 bathrooms, situated on a reverse pie shaped lot perfect for gardening, entertaining, or family enjoyment. The main floor features a bright and functional layout with updated flooring and fresh modern neutral coloured paint throughout creating a clean and welcoming atmosphere. New windows allow for plenty of natural light while improving energy efficiency and curb appeal. The kitchen and living areas offer a practical flow ideal for everyday living and hosting guests. A convenient 2-pc powder room completes the main level. Upstairs you'll find three well sized bedrooms and a full 4pc bathroom, offering comfortable accommodations for families, guests, or a home home office setup. The unfinished basement provides excellent potential for future customization, whether you envision a recreation room, gym, workshop, or additional living space. Outside the reverse fenced pie shaped lot offers added outside enjoyment. Combined with new windows, flooring, paint and air conditioner, this home is move-in ready and full of potential.
MississaugaInvestor.ca
155 Saddletree Trail
Semi-Detached · 3bd/2ba · ~1,300 sqft
$725,000
Cash-Flow Report · August 3, 2026
Cap Rate
3.32%
Monthly Cash Flow
-$1,334/mo
Estimated Rent
$3,700/mo
Cash-on-Cash
-10.07%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,700 |
| Mortgage | −$3,337 |
| Property Tax | −$683 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$604 |
| Vacancy (5%) | −$185 |
| Cash Flow | -$1,334/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$44,400 |
| Vacancy (5%) | −$2,220 |
| Property Tax | −$8,193 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,250 |
| Annual NOI | $24,037 |
| Cap Rate | 3.32% |
Cash Required to Close
| Down Payment (20%) | $145,000 |
| Ontario Land Transfer Tax | $10,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $158,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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