
2480 Upper Valley Crescent, Oakville
Oakville
$1,999,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
5
Days on Market
63
Price Drop
13%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$5,200/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To This Modern, Extensively Upgraded Luxury Residence Nestled Within An Exclusive Enclave In The Prestigious River Oaks Community - Just Steps To 16 Mile Creek & Lion's Valley Park.Offering Approximately 4,000 Sq. Ft. Of Thoughtfully Designed Living Space, This Exceptional 4+1 Bedroom Family Home Delivers A Perfect Blend Of Sophistication, Comfort & Lifestyle.Soaring 9-Foot Ceilings, Rich Hardwood Flooring & Pot Lights Flow Seamlessly Throughout The Open-Concept Layout. The Two-Storey High Family Room Creates A Striking Architectural Statement At The Heart Of The Home.The Chef's Dream Kitchen Showcases A Centre Island, Custom Cabinetry & A Full Suite Of Premium Appliances, Including A Sub-Zero Two-Door Refrigerator, Wolf Cooktop, Dual Ovens (Steam & Conventional), Built-In Warmer & ASKO Dishwasher - Truly Curated For The Discerning Entertainer.The Expansive Primary Suite Retreat Features Custom Built-In Closets With Professionally Designed Organizers & A Spa-Inspired 5-Piece Ensuite Complete With Heated Floors. The Generously Appointed Second Primary Bedroom Enjoys Its Own Private 3-Piece Ensuite - Perfect For Extended Family Or Guest Stays. Two Additional Upper Bedrooms Complete This Level.The Finished Basement Adds Versatile Living Space With A Fifth Bedroom, Jenn-Air Wine Fridge & Jenn-Air Built-In Microwave - Ideal For Entertaining Or In-Law Use. Perfectly Positioned For Commuters & Families Alike, This Prime Location Offers Effortless Access To Hwy 403, The QEW & Hwy 407. Top-Ranked Public & Private Schools Including St. Ignatius Of Loyola, Forest Trail Public School & White Oaks Secondary Are Just Minutes Away.Shopping, Grocery Stores, Fine Dining, Medical Centres & The Vibrant Oakville GO Station Are All Nearby - Offering The Ultimate Balance Of Peaceful Neighbourhood Living & Urban Convenience.
MississaugaInvestor.ca
2480 Upper Valley Crescent
Detached · 5bd/5ba · ~2,750 sqft
$1,999,900
Cash-Flow Report · July 31, 2026
Cap Rate
1%
Monthly Cash Flow
-$7,540/mo
Estimated Rent
$5,200/mo
Cash-on-Cash
-20.59%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,200 |
| Mortgage | −$9,205 |
| Property Tax | −$1,383 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,667 |
| Vacancy (5%) | −$260 |
| Cash Flow | -$7,540/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$62,400 |
| Vacancy (5%) | −$3,120 |
| Property Tax | −$16,599 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$19,999 |
| Annual NOI | $19,982 |
| Cap Rate | 1% |
Cash Required to Close
| Down Payment (20%) | $399,980 |
| Ontario Land Transfer Tax | $36,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $439,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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