
5 Early Street, Halton Hills
Halton Hills
$1,199,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ESCARPMENT REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
64
Price Drop
2%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,650/mo
Estimated from market price-to-rent ratios
Remarks
Original owner pride and character shines in this classic, well built, all-brick home on a premium 50x160 ft lot! Nestled on a highly desirable, family-friendly street, this property offers the ideal family lifestyle. The bright, open-concept main floor features a spectacular, newly updated chef's kitchen complete with premium quartz countertops, refaced white cabinetry, with a newly remodelled island and stainless steel appliances-fully open to the family room with a cozy fireplace. The functional layout also offers a formal dining room, separate living room, main floor laundry, and powder room. Upstairs, discover 3 generous bedrooms, including a grand primary retreat with a walk-in closet and spa-like ensuite with double vanity, soaker tub & separate shower. The finished basement adds massive living space with a huge rec room, a separate home office, gym, a bathroom rough-in, and endless storage. Step into your private, fully fenced backyard sanctuary featuring a two-tiered deck, above-ground pool, and a massive lawn for kids and pets. Incredible peace of mind with big-ticket updates done: Furnace & A/C (2021), Windows & Doors (2022), Roof Shingles (2020), Carpet (2026), Garage Doors (2026). Moments to schools, parks, indoor swimming, splash pad, tennis courts, soccer fields, baseball diamonds, skate park and golf and all other conveniences. Just turn the key and move right in!
MississaugaInvestor.ca
5 Early Street
Detached · 4bd/3ba · ~2,250 sqft
$1,199,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.39%
Monthly Cash Flow
-$4,131/mo
Estimated Rent
$3,650/mo
Cash-on-Cash
-18.82%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,650 |
| Mortgage | −$5,523 |
| Property Tax | −$850 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,000 |
| Vacancy (5%) | −$183 |
| Cash Flow | -$4,131/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,800 |
| Vacancy (5%) | −$2,190 |
| Property Tax | −$10,199 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,999 |
| Annual NOI | $16,712 |
| Cap Rate | 1.39% |
Cash Required to Close
| Down Payment (20%) | $239,980 |
| Ontario Land Transfer Tax | $20,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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