407 Annette Street, Toronto W02
Toronto W02
$1,499,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE TERREQUITY REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
64
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,850/mo
Estimated from market price-to-rent ratios
Remarks
You'll love this home and neighbourhood! Amazing proximity to schools, great restaurants, parks, transit and so much more. Recently renovated in 2019 and carefully maintained by the current owners. Step into a pristine chef's kitchen, open concept living dining/living room, step up to to a comfortable breakfast bar. On the second, a spacious primary bedroom with room to breathe & relax. Two more bedrooms and a bathroom, make this floor complete. Basement has a lovely family space, a 4th bedroom. second full bath and laundry. Teenager, nanny or guest suite - you decide. A mutual drive has a garage with a car parking pad. More potential to add a front parking pad. This is a bright and airy home with views to a lovely south exposure, and a deep garden space.
MississaugaInvestor.ca
407 Annette Street
Detached · 4bd/2ba · ~1,300 sqft
$1,499,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.8%
Monthly Cash Flow
-$5,904/mo
Estimated Rent
$3,850/mo
Cash-on-Cash
-21.52%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,850 |
| Mortgage | −$6,900 |
| Property Tax | −$1,187 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,249 |
| Vacancy (5%) | −$193 |
| Cash Flow | -$5,904/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,200 |
| Vacancy (5%) | −$2,310 |
| Property Tax | −$14,241 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,990 |
| Annual NOI | $11,959 |
| Cap Rate | 0.8% |
Cash Required to Close
| Down Payment (20%) | $299,800 |
| Ontario Land Transfer Tax | $26,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $329,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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