
146 Thompson Avenue, Toronto W07
Toronto W07
$3,598,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX PROFESSIONALS INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
6
Days on Market
73
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$6,300/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 146 Thompson Avenue, a rarely offered custom-built (2016) residence in coveted Thompson Orchard - Sunnylea set on an extraordinary 50 x 143 south-facing ravine lot backing directly onto Mimico Creek. Offering ~3,200 sf of above grade living space, this exceptional turnkey home combines meticulous craftsmanship, high-end finishes and a picturesque creekside setting rarely found in Toronto. The expansive main level features 9' ceilings, custom wainscoting and millwork, pot lights, wide-plank wire-brushed Pure Parquet oak flooring, a striking floating staircase, spacious family room with gas fireplace, custom built-ins and a walkout to the deck with a scenic treed backdrop, superb chef's kitchen with Caesarstone counters & backsplash, oversized island with bar sink, premium Wolf and Miele appliances and loads of storage, formal dining room with coffered ceiling, office with crown moulding and built-in desks and shelves, a stylish powder room and a mudroom with direct garage access. The second level showcases four generous bedrooms with large closets and ensuites with heated floors including an expansive primary retreat spanning the width of the home with a large walk-in closet, spa-like 5-piece ensuite and serene vistas, and a convenient laundry room. The fully finished lower level boasts 8.75' ceilings, radiant in-floor heating, a massive recreation room with a gas fireplace and bar area with reclaimed wood accents and bar fridge, flex room ideal for gym or guest room, full bathroom & extensive storage. Surrounded by lush greenery and mature trees, the spectacular fully-fenced backyard adjacent to Mimico Creek is a private Muskoka-like retreat and includes a massive deck, interlocking stone patio and a rare side yard with ample tableland. Double garage and private driveway- 6 car parking! Excellent school district- Sunnylea JS, Norseman JMS, ECI, OLS & BA. Walk to Bloor St shops & restaurants, subway and Mimico Creek and Humber River Parkland. Must be seen!
MississaugaInvestor.ca
146 Thompson Avenue
Detached · 5bd/6ba · ~3,250 sqft
$3,598,000
Cash-Flow Report · August 1, 2026
Cap Rate
-0.03%
Monthly Cash Flow
-$16,647/mo
Estimated Rent
$6,300/mo
Cash-on-Cash
-25%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$6,300 |
| Mortgage | −$16,561 |
| Property Tax | −$2,848 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$2,998 |
| Vacancy (5%) | −$315 |
| Cash Flow | -$16,647/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$75,600 |
| Vacancy (5%) | −$3,780 |
| Property Tax | −$34,181 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$35,980 |
| Annual NOI | $-1,041 |
| Cap Rate | -0.03% |
Cash Required to Close
| Down Payment (20%) | $719,600 |
| Ontario Land Transfer Tax | $76,425 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $799,025 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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