2080 St Clair Avenue, Toronto W02
Toronto W02
$1,038,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX REAL ESTATE CENTRE INC.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
3
Bathrooms
4
Days on Market
73
Price Drop
5%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,900/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautiful maintained 3-bedroom, semi-detached spacious and modern suite located in the vibrant St. Clair West community. Bright open concept layout featuring contemporary finishes, large windows and a functional floor plan. Conveniently located steps to TTC streetcar, shops, restaurants, cafes, parks, and everyday amenities. Easy access to downtown Toronto, Stockyards Village, schools and major highways.
MississaugaInvestor.ca
2080 St Clair Avenue
Semi-Detached · 3bd/4ba · ~1,750 sqft
$1,038,000
Cash-Flow Report · August 1, 2026
Cap Rate
0.97%
Monthly Cash Flow
-$3,935/mo
Estimated Rent
$2,900/mo
Cash-on-Cash
-20.73%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,900 |
| Mortgage | −$4,778 |
| Property Tax | −$822 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$865 |
| Vacancy (5%) | −$145 |
| Cash Flow | -$3,935/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,800 |
| Vacancy (5%) | −$1,740 |
| Property Tax | −$9,861 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,380 |
| Annual NOI | $10,119 |
| Cap Rate | 0.97% |
Cash Required to Close
| Down Payment (20%) | $207,600 |
| Ontario Land Transfer Tax | $17,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $227,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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