
200 Lexington Road, Oakville
Oakville
$1,649,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL ESTATE
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
73
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$4,800/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this family home in one of Oakville's most sought-after neighbourhoods. Nestled on a quiet, tree-lined street in desirable River Oaks, this spacious residence offers the ideal blend of comfort, functionality, and room to grow. With over 2,730 square feet above grade, plus a fully finished lower level, there's space for every stage of family life. Designed with both everyday living and entertaining in mind, the expansive main floor features elegant formal living and dining rooms, a warm and inviting family room with a stunning two-sided fireplace shared with the living room, a private home office, and convenient interior access to the garage. Whether you're hosting holiday gatherings or enjoying cozy family nights, this home offers the perfect setting. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat, along with a charming sitting area behind French doors that's perfect as a nursery, homework space, reading nook, or second office. The fully finished lower level adds incredible versatility with two additional bedrooms, a recreation room, kitchenette, home gym, and a 3-piece bathroom, making it ideal for extended family, teenagers, guests, or multi-generational living. Step outside to your private backyard, where mature trees create a peaceful backdrop for summer barbecues, children to play, or evenings spent relaxing under the gazebo. There's plenty of room to create lasting family memories. Located in the heart of the family-friendly River Oaks community, you'll enjoy walking distance to top-rated schools, parks, trails, the community centre, Harman Gate Soccer Field, shopping, and everyday amenities. With quick access to Highways 403 and 407, commuting is effortless while everything your family needs is right at your doorstep.This is more than just a house-it's the forever home where your family can grow, entertain, and create memories for years to come.
MississaugaInvestor.ca
200 Lexington Road
Detached · 6bd/4ba · ~2,750 sqft
$1,649,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.32%
Monthly Cash Flow
-$5,770/mo
Estimated Rent
$4,800/mo
Cash-on-Cash
-19.11%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,800 |
| Mortgage | −$7,590 |
| Property Tax | −$1,141 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,374 |
| Vacancy (5%) | −$240 |
| Cash Flow | -$5,770/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$57,600 |
| Vacancy (5%) | −$2,880 |
| Property Tax | −$13,687 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$16,490 |
| Annual NOI | $21,843 |
| Cap Rate | 1.32% |
Cash Required to Close
| Down Payment (20%) | $329,800 |
| Ontario Land Transfer Tax | $29,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $362,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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