12 Touchstone Drive, Toronto W04
Toronto W04
$998,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE NEW WORLD REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
73
Price Drop
8%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,000/mo
Estimated from market price-to-rent ratios
Remarks
This spacious 2-storey freehold detached home features 3 bedrooms and 3 bathrooms in a prime Toronto location. Perfect for first-time buyers, the property boasts a double garage and a finished walk-out basement. The main floor offers an open-concept living and dining area with large windows that flood the space with natural light. The bright, eat-in kitchen provides ample cabinet space, while the family room features a cozy gas fireplace. The generous primary suite includes a walk-in closet and a spa-like ensuite with double sinks and a Large soaking tub. Situated near top-rated schools, Yorkdale Shopping Centre, TTC, and major highways (400/401/404), this home perfectly blends comfort with urban convenience. Don't miss your chance to see this beautiful property! Schedule your tour today!
MississaugaInvestor.ca
12 Touchstone Drive
Detached · 3bd/3ba · ~1,750 sqft
$998,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.21%
Monthly Cash Flow
-$3,591/mo
Estimated Rent
$3,000/mo
Cash-on-Cash
-19.67%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,000 |
| Mortgage | −$4,594 |
| Property Tax | −$790 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$832 |
| Vacancy (5%) | −$150 |
| Cash Flow | -$3,591/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,000 |
| Vacancy (5%) | −$1,800 |
| Property Tax | −$9,481 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,980 |
| Annual NOI | $12,039 |
| Cap Rate | 1.21% |
Cash Required to Close
| Down Payment (20%) | $199,600 |
| Ontario Land Transfer Tax | $16,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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