
1157 Roselawn Avenue, Toronto W04
Toronto W04
$789,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
78
Price Drop
20%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Positioned to Sell. An exceptional offering that must be experienced to be fully appreciated. This beautifully curated Belgravia all-brick residence sits on an extra-deep lot, seamlessly blending timeless character with refined modern upgrades. Designed with both elegance and functionality in mind, the home features a custom eat-in kitchen, recently renovated spa-inspired bathrooms, new laminate flooring, fresh designer paint throughout, and Euro ductless A/C for year-round comfort. A new boiler (2022) adds further peace of mind and efficiency. Every detail reflects exceptional pride of ownership.The fully finished basement apartment-with two private walk-ups and dual interior staircases-offers remarkable versatility, ideal for sophisticated multi-generational living, guest accommodations, or premium rental income. Upstairs, a thoughtfully designed second-floor den provides a flexible space for a nursery, lounge, or executive home office. The unfinished loft presents a rare opportunity to create a bespoke retreat tailored to your lifestyle.A truly turnkey residence that combines character, modern comfort, and investment potential in one distinguished package-this is Belgravia living at its finest.
MississaugaInvestor.ca
1157 Roselawn Avenue
Detached · 4bd/3ba · ~1,750 sqft
$789,900
Cash-Flow Report · July 31, 2026
Cap Rate
3.47%
Monthly Cash Flow
-$1,354/mo
Estimated Rent
$3,990/mo
Cash-on-Cash
-9.38%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,990 |
| Mortgage | −$3,636 |
| Property Tax | −$625 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$658 |
| Vacancy (5%) | −$200 |
| Cash Flow | -$1,354/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,880 |
| Vacancy (5%) | −$2,394 |
| Property Tax | −$7,504 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,899 |
| Annual NOI | $27,383 |
| Cap Rate | 3.47% |
Cash Required to Close
| Down Payment (20%) | $157,980 |
| Ontario Land Transfer Tax | $12,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $173,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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