
169 Longfield Road, Halton Hills
Halton Hills
$739,888
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE MEADOWTOWNE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
79
Price Drop
8%
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to a standout, turn-key investment opportunity in the heart of Acton. This property offers two fully legal, self-contained units. Each with its own individual municipal address and separate mailbox, making it an ideal setup for strong rental income or multi-generational living. Prefer a single-family home instead? The layout can be easily converted back into one grand bungalow, giving you flexibility either way. First-time buyers can offset their mortgage with rental income, while investors will appreciate the rare, maximized cash-flow potential this property delivers. The main level features a bright, functional layout suited to modern living, while the legally registered secondary suite downstairs makes the most of every square foot. Outside, an expansive lot with a deep backyard offers plenty of room for outdoor living. Set in a highly desirable, family-friendly neighborhood, this home puts you just steps from Fairy Lake's scenic waterfront trails and Prospect Park, and only minutes from schools, shopping, and everyday amenities. Commuting is easy too, with quick access to Georgetown, Milton, Guelph, and the GTA - a great mix of small-town charm and city convenience. A rare find, with options to match however you want to live.*(Some images are virtually staged.)*
MississaugaInvestor.ca
169 Longfield Road
Detached · 4bd/2ba · ~900 sqft
$739,888
Cash-Flow Report · July 31, 2026
Cap Rate
2.64%
Monthly Cash Flow
-$1,780/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-13.16%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$3,406 |
| Property Tax | −$524 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$617 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$1,780/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$6,289 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,399 |
| Annual NOI | $19,522 |
| Cap Rate | 2.64% |
Cash Required to Close
| Down Payment (20%) | $147,977.6 |
| Ontario Land Transfer Tax | $11,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $162,250.6 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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