33 Mill Street, Brampton
Brampton
$819,800
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ABOUTOWNE REALTY CORP.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
107
Price Drop
9%
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
NO HST payable on resale homes! You can buy any home, but you can't create land! Drive home along Mill St South, a coveted street shaded by beautiful, canopied trees-truly one of a kind! This spacious backsplit offers an incredible opportunity for families to spread out and enjoy. Relax and have fun all summer long with your very own bromine pool, perfect for cooling off and making memories. Imagine BBQs and relaxing under the outdoor gazebo on your enormous lot-your own private backyard oasis! Meticulously maintained, this home features multi-level living with a lovely, custom kitchen that includes an eat-in area and a charming coffee bar. Step out to your sunroom-perfect for reading, working from home, or simply enjoying views of your lush yard. The generously sized bedrooms, updated bathrooms, and flexible lower level offer fantastic potential as an in-law suite or for multi-generational living. There's a separate entrance through the garage that leads directly into the laundry area-making family life and guests easy! Professionally painted in 2025 and professionally cleaned, ready for you to move in and make it your own. Located just minutes from Downtown Brampton, with its exciting festivals at Gage Park, farmers market bursting with fresh food, PAMA Museum, easy date nights in the Theatre District catch incredible shows at the Rose Theatre & walk to fantastic local dining. Enjoy easy access to GO Transit, City Hall, and scenic walks along Etobicoke Creek. Whether you're skating at Gage Park in winter, splashing in summer, or strolling through this charming neighborhood filled with vintage character and yesteryear magic, your perfect family life awaits!
MississaugaInvestor.ca
33 Mill Street
Detached · 3bd/3ba · ~1,750 sqft
$819,800
Cash-Flow Report · July 31, 2026
Cap Rate
2.74%
Monthly Cash Flow
-$1,900/mo
Estimated Rent
$3,740/mo
Cash-on-Cash
-12.68%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,740 |
| Mortgage | −$3,773 |
| Property Tax | −$772 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$683 |
| Vacancy (5%) | −$187 |
| Cash Flow | -$1,900/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$44,880 |
| Vacancy (5%) | −$2,244 |
| Property Tax | −$9,264 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,198 |
| Annual NOI | $22,474 |
| Cap Rate | 2.74% |
Cash Required to Close
| Down Payment (20%) | $163,960 |
| Ontario Land Transfer Tax | $12,871 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $179,831 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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