
382 Trafalgar Road, Oakville
Oakville
$3,950,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ABOUTOWNE REALTY CORP.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
109
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$6,900/mo
Estimated from market price-to-rent ratios
Remarks
Private, elevated, and unlike anything else in Old Oakville - A true four-season outdoor retreat, your private playground for the outdoor enthusiast-where each day invites skating, paddling, kayaking, hiking, fishing, boating and cross-country skiing, alongside wildlife watching and refined al fresco dining, embracing nature in all its seasons. This lofted waterfront residence commands breathtaking views and unmatched privacy along the tranquil 16 Mile Creek. A testament to craftsmanship and design, this waterfront retreat boasts exclusive riparian rights and a private dock, inviting you to embrace the beauty of Oakville's scenic waterways year-round. .A meticulous 2016 renovation elevated this residence with rich hand-scraped oak floors, solid wood doors, custom millwork, and elegant tray ceilings. The sprawling 1,700 sq. ft. premium Wolf PVC deck includes a hot tub oasis, integrated fire table, and motorized awnings, leading to a dock with a kayak launch, swim ladder, and floating dock. Glass-encased staircases on helical piers deliver striking architectural presence and unbroken sight lines to the creek. Inside, sophistication defines every detail. Floor-to-ceiling windows in the living room frame stunning ravine views and dramatic sunsets, while a gas fireplace with a live-edge mantel adds warmth. The chef's kitchen impresses with a leathered Taj Mahal quartzite island, Wolf and Miele appliances, and an integrated Sub-Zero fridge. Heated floors run throughout, including in the spa-like primary ensuite with marble floors, a rain shower, and double vanity. The lower level offers a linear fireplace, built-in bar, and walkout to the deck. A concrete-lined storage room playfully known as the Bomb Shelter provides additional functionality. Blending natural beauty, refined design, and year-round outdoor living, this one-of-a-kind property is just steps to downtown Oakville and the GO Train offering luxury, serenity, and convenience in equal measure.
MississaugaInvestor.ca
382 Trafalgar Road
Detached · 4bd/4ba · ~1,750 sqft
$3,950,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.09%
Monthly Cash Flow
-$17,875/mo
Estimated Rent
$6,900/mo
Cash-on-Cash
-24.42%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$6,900 |
| Mortgage | −$18,181 |
| Property Tax | −$2,732 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$3,292 |
| Vacancy (5%) | −$345 |
| Cash Flow | -$17,875/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$82,800 |
| Vacancy (5%) | −$4,140 |
| Property Tax | −$32,785 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$39,500 |
| Annual NOI | $3,675 |
| Cap Rate | 0.09% |
Cash Required to Close
| Down Payment (20%) | $790,000 |
| Ontario Land Transfer Tax | $85,225 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $878,225 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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