
31 Brock Street, Halton Hills
Halton Hills
$999,900
Cash flow, cap rate & mortgage breakdown
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Listed by EXIT REALTY HARE (PEEL)
Investment Analysis
Key Facts
Type
Duplex
Bedrooms
4
Bathrooms
2
Days on Market
113
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
Estimated per-unit rents for duplex based on GTA rental market data
Remarks
Charming, well-maintained duplex offering exceptional versatility for homeowners and investors alike. The main floor features a newly installed kitchen with stylish backsplash, two spacious bedrooms, a four-piece bath, and convenient in-suite laundry. A new gas furnace (Dec 2025) adds comfort and efficiency. Enjoy an eat-in kitchen with walk-out to a private backyard deck, complete with covered porch and gas BBQ hookup-perfect for outdoor entertaining.The fully self-contained second unit offers its own separate entrance and includes two bedrooms, in-suite laundry, and two cozy gas fireplaces. This unit is equipped with electric baseboard heating and features its own fenced backyard space, providing privacy and independence for occupants. Recently refreshed with fresh paint, the upper unit is vacant and move-in ready-ideal for extended family or generating immediate rental income.Set on a property overlooking a treed ravine with ample parking for both units, this home boasts attractive curb appeal and timeless Century home character. A rare opportunity for first-time buyers, investors, or those seeking flexible multi-family living with strong income potential.
MississaugaInvestor.ca
31 Brock Street
Duplex · 4bd/2ba · ~2,250 sqft
$999,900
Cash-Flow Report · August 1, 2026
Cap Rate
3.01%
Monthly Cash Flow
-$2,093/mo
Estimated Rent
$4,500/mo
Cash-on-Cash
-11.44%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,500 |
| Mortgage | −$4,602 |
| Property Tax | −$708 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$833 |
| Vacancy (5%) | −$225 |
| Cash Flow | -$2,093/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$54,000 |
| Vacancy (5%) | −$2,700 |
| Property Tax | −$8,499 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,999 |
| Annual NOI | $30,102 |
| Cap Rate | 3.01% |
Cash Required to Close
| Down Payment (20%) | $199,980 |
| Ontario Land Transfer Tax | $16,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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