246 Septimus Heights, Milton
Milton
$788,000
Cash flow, cap rate & mortgage breakdown
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Listed by DANMAR EMPIRE REAL ESTATE CORP.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
2
Days on Market
126
Price Drop
6%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,750/mo
Estimated from market price-to-rent ratios
Remarks
Spotless, bright, and well maintained, this upgraded end unit 100% freehold townhouse offers comfortable family living with no road fee. Featuring 3 bedrooms, 2 bathrooms, engineered hardwood flooring, ceramic tile, quartz countertops in all wet areas, upgraded lighting, elegant window coverings, and a finished laundry room, this move in ready home shows beautifully throughout. Located in a desirable family friendly neighbourhood close to schools, parks, community centres, shopping, public transit, and just minutes to Highway 401---100% freehold, no road fees!
MississaugaInvestor.ca
246 Septimus Heights
Att/Row/Townhouse · 3bd/2ba · ~1,300 sqft
$788,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.86%
Monthly Cash Flow
-$2,409/mo
Estimated Rent
$2,750/mo
Cash-on-Cash
-16.73%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,750 |
| Mortgage | −$3,627 |
| Property Tax | −$512 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$657 |
| Vacancy (5%) | −$138 |
| Cash Flow | -$2,409/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,000 |
| Vacancy (5%) | −$1,650 |
| Property Tax | −$6,146 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,880 |
| Annual NOI | $14,624 |
| Cap Rate | 1.86% |
Cash Required to Close
| Down Payment (20%) | $157,600 |
| Ontario Land Transfer Tax | $12,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $172,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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