
32 Anderson Street, Oakville
Oakville
$1,850,000
Cash flow, cap rate & mortgage breakdown
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Listed by Sotheby's International Realty Canada, Brokerage
Investment Analysis
Key Facts
Type
Detached
Bedrooms
2
Bathrooms
3
Days on Market
134
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,950/mo
Estimated from market price-to-rent ratios
Remarks
Rarely available in highly sought-after West Harbour, this turnkey home delivers a relaxed, walkable lakeside lifestyle perfect for downsizers or young professionals. The bright interior is modern and move-in ready. Neutral decor and hardwood floors flow seamlessly across the two main levels. Large south-facing windows bring an abundance of natural light. In the living room, custom built-ins flank the ethanol fireplace to add both character and practical storage, while the separate dining room is great for entertaining. The main floor den is a highly flexible space that serves perfectly as a home office or a cozy family room. The chef's kitchen offers a full pantry wall and ample counter space. The adjacent breakfast room is surrounded by large windows and has direct access to the private backyard-the ideal spot for your morning coffee. Upstairs, the primary bedroom features a charming nook with peekaboo lake views, making a lovely spot for a desk, vanity, or reading chair. A spacious second bedroom and an updated 3-piece bathroom with heated floors and towel rack complete the top floor. The finished lower level provides versatile bonus space for a home gym, recreation room, or additional workspace. Outside, the property truly shines. The backyard has undergone extensive landscaping to create a lush, private retreat. The multi-level stone patios provide multiple zones for entertaining and relaxing surrounded by low-maintenance mature perennials. An automated irrigation system and garden shed make maintenance a breeze. A subtle water feature echoes the lakeside setting with its soft, relaxing sounds. Out front, exceptional curb appeal is highlighted by the classic covered porch-the perfect spot to wind down and take in the sunset. The lifestyle here is unbeatable. Leave the car at home and walk straight down to the water, launch your paddleboard or canoe at the harbour-front Tannery Park, or take a short stroll to Oakville's best local shops and restaurants.
MississaugaInvestor.ca
32 Anderson Street
Detached · 2bd/3ba · ~1,750 sqft
$1,850,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.46%
Monthly Cash Flow
-$7,810/mo
Estimated Rent
$3,950/mo
Cash-on-Cash
-23.06%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,950 |
| Mortgage | −$8,515 |
| Property Tax | −$1,280 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,542 |
| Vacancy (5%) | −$198 |
| Cash Flow | -$7,810/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,400 |
| Vacancy (5%) | −$2,370 |
| Property Tax | −$15,355 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$18,500 |
| Annual NOI | $8,475 |
| Cap Rate | 0.46% |
Cash Required to Close
| Down Payment (20%) | $370,000 |
| Ontario Land Transfer Tax | $33,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $406,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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